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Tesco Bank: Clubcard Credit Card reviews

4.05
Based on 306 reviews, last reviewed 17th Jan 2025
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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23%
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Latest highest rating:

5

very helpful and beneficial I am very happy to th... very helpful and beneficial I am very happy to this tesco bank Reviewed on: 17th January 2025
Kawal's avatar
Kawal

Latest lowest rating:

1

Scam, robbers. Had a credit card for a few years. They know my pay gets paid last working day of thr month and refuse to change my payment date to anyway near my pay... Read more Reviewed on: 31st October 2024
Michael B's avatar
Michael B

About this product

Tesco Bank Clubcard Credit Card reviews can help you to find out about the pros and cons of the Clubcard Credit Card credit card. What kind of features do Tesco Bank customers like? Find out more about the Tesco Bank Clubcard Credit Card by reading our trusted Smart Money People reviews. You can also write your own Tesco Bank Clubcard Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Tesco Bank Clubcard Credit Card reviews (306)

Review of the Tesco Bank, Clubcard Credit Card:

Excellent way to boost club card points

5
Tesco credit card is a great way to boost your club card points, you get points every time you use it, and more if you are using it in Tesco stores. Pay it off in full every month and it works out well if you like to make use of the Tesco boost events to help out with birthdays, Christmas purchases etc. Reviewed on: 28th March 2016

They cancelled my card with no warning - as an "industry wide prevention measure"

2
I actually can't believe this just happened. I have had a Tesco credit card for many years. Usually if they think there has been fraudulent activity, they ring you to confirm your transactions. Today I received a text stating my card had been cancelled due to an "industry wide fraud prevention measure". I phoned them to confirm, and they said that it was correct, and a large amount of people have been affected. The new card will come in 9 working days!!!! This is so inconvenient - I am going abroad next week - I was planning on using my credit card, as I don't like carrying large amounts of cash with me. I am so mad about this. They are not even giving a proper reason why so many people have been affected. Ive had credit cards for over twenty years, and never been in such a mess :( Reviewed on: 6th December 2017

Not a great start

1
Applied for the account over 2 weeks ago, still waiting for my card. Lots of confusion & not a great deal of help. Fingers crossed it gets better from here! Reviewed on: 1st December 2017

no loyalty

1
I have had a tesco credit card for 14 years. I have spent over £740,000 on that card. I was 6 days late paying and have been charges £70 interest and £12 late payment fee. They are venal, smug and immoral, and from now On I will never, ever transact with tesco again Reviewed on: 21st November 2017

no loyalty

1
I have had a tesco credit card for 14 years. I have spent over £740,000 on that card. I was 6 days late paying and have been charges £70 interest and £12 late payment fee. They are venal, smug and immoral, and from now On I will never, ever transact with tesco again. Reviewed on: 21st November 2017

Does what is says on the tin

5
Good product, points accumulation a bonus. Efficient customer service especially with issues of fraud Reviewed on: 20th November 2017

Great Card Extra Points

5
I initially took out my CC to help my credit rating (buying a house), never had a problem with my card and they always have great offers to help save me money (0% transfers) and then I get bonus points too. Thank you - 12 years a customer Reviewed on: 8th November 2017

Earn Rewards on the everyday

5
Do you need a credit card and want it to earn for your spends too? Then get a Tesco clubcard credit card. I always pay my bill in full each month so love to have a credit card that earns me a reward on my spends that is relevant to my everyday life. I can spend these rewards in store on food, or online or with other linked brands. It's a great reward that accumulates and is a lovely bonus at Christmas should you save them up but they can be used all year. Fair credit limits and online statements so paperless. No issues. Reviewed on: 7th November 2017

Excellence

5
After coming across the offer for the card I ultimately received, I was amazed at how quick the process was to apply and whether I was accepted or not, the decision took only a couple of minutes. No waiting around and pondering. The rate given was great, customer service has been brilliant and I couldn't be happier. I get notifications when bills are ready and using the app is very quick and easy. A recommended company from myself. Reviewed on: 27th September 2017

Easy to use and Clubcard points too!

5
I signed up for this credit card because it was 0% interest for a long time. A credit card is a credit card usually - there's not much difference but at least if I had to be in debt, I was getting some Clubcard points to spend in Tesco. Additionally, the account was extremely easy to maintain online, which made a difference if I ever wanted to make extra payments or do any other account maintenance. Reviewed on: 27th September 2017

Check the small print

1
We have had a Tesco Credit Card for years. We tried to claim from them as we believed our purchases were covered for 90 days.... Apparently not the case, so check the small print and if this feature is important to you don't use Tesco. Reviewed on: 15th September 2017

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