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Tesco Bank: Clubcard Credit Card reviews

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3.98
Based on 317 reviews, last reviewed 15th Jun 2025
500% increase in 5 star reviews
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No new 1 star reviews
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Latest highest rating:

4

Tesco is hard to beat Never any problems, not a bad word to say Reviewed on: 13th June 2025
John's avatar
John

Latest lowest rating:

2

Slow very difficult contact when u need help Slow very difficult contact when u need help Reviewed on: 15th June 2025
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Sharon
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Tesco Bank Clubcard Credit Card reviews (317)

an ok experience

3
I've had a loan with Tesco interest rate was really low, but the pay back date latest they could do this was on the 25th but my pay day was on the 28th so payments got missed and they weren't able to help me, but overall it was an okay company to get a loan with. Reviewed on: 3rd January 2018
Bethany noble's avatar
Bethany noble

They cancelled my card with no warning - as an "industry wide prevention measure"

2
I actually can't believe this just happened. I have had a Tesco credit card for many years. Usually if they think there has been fraudulent activity, they ring you to confirm your transactions. Today I received a text stating my card had been cancelled due to an "industry wide fraud prevention measure". I phoned them to confirm, and they said that it was correct, and a large amount of people have been affected. The new card will come in 9 working days!!!! This is so inconvenient - I am going abroad next week - I was planning on using my credit card, as I don't like carrying large amounts of cash with me. I am so mad about this. They are not even giving a proper reason why so many people have been affected. Ive had credit cards for over twenty years, and never been in such a mess :( Reviewed on: 6th December 2017
Anonymous's avatar
Anonymous

Not a great start

1
Applied for the account over 2 weeks ago, still waiting for my card. Lots of confusion & not a great deal of help. Fingers crossed it gets better from here! Reviewed on: 1st December 2017
Michael Harris's avatar
Michael Harris

no loyalty

1
I have had a tesco credit card for 14 years. I have spent over £740,000 on that card. I was 6 days late paying and have been charges £70 interest and £12 late payment fee. They are venal, smug and immoral, and from now On I will never, ever transact with tesco again Reviewed on: 21st November 2017
tom ryves's avatar
tom ryves

no loyalty

1
I have had a tesco credit card for 14 years. I have spent over £740,000 on that card. I was 6 days late paying and have been charges £70 interest and £12 late payment fee. They are venal, smug and immoral, and from now On I will never, ever transact with tesco again. Reviewed on: 21st November 2017
tom ryves's avatar
tom ryves

Does what is says on the tin

5
Good product, points accumulation a bonus. Efficient customer service especially with issues of fraud Reviewed on: 20th November 2017
ailsa sheldon's avatar
ailsa sheldon

Great Card Extra Points

5
I initially took out my CC to help my credit rating (buying a house), never had a problem with my card and they always have great offers to help save me money (0% transfers) and then I get bonus points too. Thank you - 12 years a customer Reviewed on: 8th November 2017
Georgina Clutten's avatar
Georgina Clutten

Earn Rewards on the everyday

5
Do you need a credit card and want it to earn for your spends too? Then get a Tesco clubcard credit card. I always pay my bill in full each month so love to have a credit card that earns me a reward on my spends that is relevant to my everyday life. I can spend these rewards in store on food, or online or with other linked brands. It's a great reward that accumulates and is a lovely bonus at Christmas should you save them up but they can be used all year. Fair credit limits and online statements so paperless. No issues. Reviewed on: 7th November 2017
Francesca Frags Jones's avatar
Francesca Frags Jones

Excellence

5
After coming across the offer for the card I ultimately received, I was amazed at how quick the process was to apply and whether I was accepted or not, the decision took only a couple of minutes. No waiting around and pondering. The rate given was great, customer service has been brilliant and I couldn't be happier. I get notifications when bills are ready and using the app is very quick and easy. A recommended company from myself. Reviewed on: 27th September 2017
Allan Kimuli's avatar
Allan Kimuli

Easy to use and Clubcard points too!

5
I signed up for this credit card because it was 0% interest for a long time. A credit card is a credit card usually - there's not much difference but at least if I had to be in debt, I was getting some Clubcard points to spend in Tesco. Additionally, the account was extremely easy to maintain online, which made a difference if I ever wanted to make extra payments or do any other account maintenance. Reviewed on: 27th September 2017
Clare Gorst's avatar
Clare Gorst

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