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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 3.87 (346 reviews)

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3.87

Based on 346 reviews, last reviewed 21st Jul 2026

40% decrease in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

57%

22%

11%

Latest highest rating:

5

Great Credit score builder Great card, rewards when buying groceries is amazing. Keep collecting points and buikding a good credit score. Reviewed on: 8th July 2026

Latest lowest rating:

1

Useless. Useless. 3 months wait for replacement card. 4 weeks and counting after receipt and still can’t use due to them putting a block on it despite assuranc... Read more Reviewed on: 21st July 2026

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (346)

Great rewards & excellent customer service

I've been with Tesco Bank for many years & their customer service is second to none. I love the rewards scheme especially as you get more points when you shop with Tesco Reviewed on: 15th April 2019

Fantastic customer service.

I have been a customer of tesco bank for car insurance and the clubcard credit card. The customer service i have recieved has been consistently excellent. Nothing is ever to much triuble, wait times are low and staff are very knowledgeable. Reviewed on: 10th February 2019

IF YOU VALUE YOUR SANITY - GO ELSEWHERE, YOU HAVE BEEN WARNED!

I am convinced there is no worse bank on this planet! They switched-off my paper statements, meaning I had to ring them to know how much and when to pay them. They assured me on many occasions that I would not be penalised for what was "their" error. Despite their assurances, I was and still am being penalised for their incompetence!!! Late Payment charges have been applied that I have not paid. They refuse to address the problems, even though I have written to both their previous and their current CEO's, but have notified Credit Reference agencies that "I am a bad payer". I have reported them to Rip Off Britain and Watchdog and am actively considering suing them for professional negligence! Reviewed on: 24th January 2019

Great combo

Save money and points while building credit. Good online banking. Reviewed on: 12th January 2019

Good experience with Tesco

You get Clubcard points for purchases on the card. Online access is good. Reviewed on: 12th January 2019

Nice and easy

Excellent service and easy to manage through the online App. Reviewed on: 17th December 2018

Spendaholic

Fantastic custom happy customer! Every little helps Reviewed on: 16th December 2018

Easy

Easy to use, website is easy to navigate and to understand, customer service is too class Reviewed on: 6th November 2018

Easy to use

I've had a credit card with Tesco Bank for many years now. I find the ease of use and customer service to be excellent and the clubcard points are a bonus! Reviewed on: 21st September 2018

Best credit card ever

I use it every day and love it so I recommend it Reviewed on: 4th August 2018

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