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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 3.99 (335 reviews)

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3.99

Based on 335 reviews, last reviewed 14th May 2026

133% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

57%

22%

10%

Latest highest rating:

5

been with TESCO many years. been with TESCO many years. Always had confidence in the company , product and customer service. Whenever i have needed assistance, customer service h... Read more Reviewed on: 17th April 2026

Latest lowest rating:

1

Credit Card Transfer to Tesco Bank - DON’T DO IT Took out a 0% balance credit card with Tesco to transfer credit card balance from Chase Bank UK. Accepted for the card which arrived but wouldn’t let... Read more Reviewed on: 14th May 2026

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (335)

No problems

Good online banking. Collect Clubcard points Reviewed on: 1st July 2018

Excellent service

Never had any hassle, always responds when any help is required in a swift and courteous manner. Reviewed on: 17th June 2018

Good for collecting clubcard points

I chose the card so that I can collect clubcard points. I use it to pay for my weekly shopping at Tesco, earn the extra points and then pay it off straight away. Could do with a bigger credit limit, but I have another card for that. Reviewed on: 13th June 2018

Unusual spending on account

I use my credit card for my usual monthly spend - groceries, petrol and intermittent clothes shopping. It had been my son's birthday and he received some cash but wanted to buy online games. Using my credit card we made purchases on a site we have used before but not to such a large amount. I received a phone call within minutes from Tesco checking the purchase was made by us as it wasn't my usual spend. I thanked them for keeping an eye on my account. Sometimes it's good that big brother is watching you! Reviewed on: 10th June 2018

tesco credit card

i have had a Tesco credit card for just under a year the intrest rates are good and i am always being sent offers. the online site is easy to use and the customer service is good. i would recommend this card Reviewed on: 3rd June 2018

Excellent Customer Service

I have had a very positive experience with Tesco both in relation to credit cards and personal loans. Transactions have always been dealt with quickly and efficiently and the customer service is excellent. Reviewed on: 30th May 2018

Tesco clubcard credit card

The application process was straight forward. The app is really easy to use and the clubcard points is a bonus! Reviewed on: 19th May 2018

Still happy

We have had a Tesco MasterCard for years. They have provided flawless service especially when there have been fraudulent issues with cards. However the points system is not as good as it once was Reviewed on: 14th April 2018

Benefits

great way of spending and accumulating rewards Reviewed on: 10th April 2018

Thieves

Tesco just charged me £66 interest with a minimum payment of £66 on my £0 card balance. Their oh so unhelpful phone staff tell me for sure you have hidden things in your nasty 200 page terms and conditions allowing them to perform such highway robbery. Not a single member of my family will ever ever touch another tesco banded product. Reviewed on: 9th April 2018

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