Write a review

Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4.14 (319 reviews)

View other Tesco Bank products

3.98

Based on 319 reviews, last reviewed 5th Sep 2025

33% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

57%

22%

10%

Latest highest rating:

5

Clubcard benefits I love using my Tesco credit club card all year to save points and then spend them on double up reward partners. It feels like money for nothing! Reviewed on: 5th September 2025

Latest lowest rating:

2

Slow very difficult contact when u need help Slow very difficult contact when u need help Reviewed on: 15th June 2025

Read all reviews Write a review

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Review Tesco Bank: Clubcard credit cards now

Help others make smarter decisions by sharing your own experience.

Write a review

Tesco Bank Clubcard credit cards reviews (319)

Tesco clubcard credit card

The application process was straight forward. The app is really easy to use and the clubcard points is a bonus! Reviewed on: 19th May 2018

Still happy

We have had a Tesco MasterCard for years. They have provided flawless service especially when there have been fraudulent issues with cards. However the points system is not as good as it once was Reviewed on: 14th April 2018

Benefits

great way of spending and accumulating rewards Reviewed on: 10th April 2018

Thieves

Tesco just charged me £66 interest with a minimum payment of £66 on my £0 card balance. Their oh so unhelpful phone staff tell me for sure you have hidden things in your nasty 200 page terms and conditions allowing them to perform such highway robbery. Not a single member of my family will ever ever touch another tesco banded product. Reviewed on: 9th April 2018

A good credit card with good customer service

Had this card for a couple of month with no problems. Great customer service and can easily be managed via the Tesco bank app. Reviewed on: 5th April 2018

Great card with points

Use my credit card to live off and pay the balance every month. Receive Clubcard vouchers every 1/4 which get converted to Pizza Express vouchers. Saving ourselves a small fortune in eating out! Reviewed on: 4th April 2018

Stress-free Credit Card

Easy to set up the credit card, quickly let you know if they accept you, generous credit limit, do not hassle me or send me loads of post, easy to make payments, long period of interest free credit, easy to complete balance transfer from previous credit card. Only downside is the app is a bit clunky and could be more user-friendly. Reviewed on: 4th April 2018

Great credit card

I love that I collect club card points as I spend. Reviewed on: 10th February 2018

Easy no issues

I pay off the card every month so no issues with interest rates. Easy way to get clubcard points without worrying about loyalty cards Reviewed on: 8th February 2018

Great to build up extra clubcard points

I generally use my credit card for everyday spending and pay off in full each month to enjoy the clubcard points it generates. I very good bonus Reviewed on: 8th February 2018

Do you have a different Tesco Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Credit cards
from Virgin Money 3.80 from 799 reviews
Cashback Plus Credit Card
from RBS 4.13 from 8 reviews
Black Diamond Visa
from Vanquis 4.81 from 9 reviews

Want to see more from Tesco Bank?

Life Insurance
from Tesco Bank 4.40 from 2 reviews
Current Account
from Tesco Bank 4.38 from 68 reviews
Instant Access Savings
from Tesco Bank 4.00 from 5 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub