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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 3.95 (349 reviews)

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3.95

Based on 349 reviews, last reviewed 21st Aug 2026

29% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

57%

21%

11%

Latest highest rating:

5

Excellent banking experience and customer service Excellent banking experience and customer service Reviewed on: 21st August 2026

Latest lowest rating:

1

Useless. Useless. 3 months wait for replacement card. 4 weeks and counting after receipt and still can’t use due to them putting a block on it despite assuranc... Read more Reviewed on: 21st July 2026

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (349)

good experience

slight issue with direct debit not set up, but fee was reversed and all sorted with a phone call Reviewed on: 30th July 2019

credit card

Good credit card Get points on your clubcard each time you use the credit card Affordable interest rates Reviewed on: 26th July 2019

Poor Employee Communication

I had phoned up to make initial payment and then make a date to set up a standing order which didn't get put through which meant missed payment. When ringing to find out what had happened no date had been put in the system and then this employee left no notes so other employees kept ringing to ask for payment! Reviewed on: 8th June 2019

Great rates and fab benefits

Excellent customer service and its great getting clubcard points when you spend. Reviewed on: 5th June 2019

No fuss credit card

Spend to earn points with Tesco Clubcard Rewards . No card fees to pay whilst you're in credit. Reviewed on: 2nd June 2019

Great

This card offers great rewards and the customer service team have always been very helpful and efficient. Applications are processed very quickly. Reviewed on: 26th May 2019

Tesco Clubcard Credit Card

I love this card as you get clubcard points every time you use it ! Reviewed on: 24th May 2019

Friendly, knowledgeable staff

We have a Tesco Clubcard Credit Card. We have had no issues with this card and chose it because we got 30 months interest free on purchases. We mainly interact with them through online banking but, on the occasion that I have had to call them, I have always been impressed that my phone call has been answered promptly. Also, the I have always found the staff on the phone to be extremely helpful, always managing to solve my query. Reviewed on: 11th May 2019

Full refund when firm went bust

Emoov went into receivership and Tesco Bank refunded my full payment which was brilliant Reviewed on: 10th May 2019

Helped build my credit rating

Very clear interest rates, easy to use, and helped build up my credit score. And with the added bonus of earning extra club Card points! Reviewed on: 8th May 2019

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