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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4.03 (328 reviews)

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4.03

Based on 328 reviews, last reviewed 24th Mar 2026

600% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

57%

22%

10%

Latest highest rating:

5

Excellent customer service. Any queries are always resolved quickly and with friendly efficient customer service staff. The app is excellent, all your transactions to see plus y... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Untrusty Credit Card when abroad. After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substan... Read more Reviewed on: 7th November 2025

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (328)

Not as rewarding as it used to be

Since the reduction in Clubcard rewards, the credit card isn't as rewarding as it used to be for those that pay off the balance in full each month. Reviewed on: 21st April 2019

tesco

I had this card on a long purchasing deal and also collected a lot of clubcard points Reviewed on: 16th April 2019

Great rewards & excellent customer service

I've been with Tesco Bank for many years & their customer service is second to none. I love the rewards scheme especially as you get more points when you shop with Tesco Reviewed on: 15th April 2019

Fantastic customer service.

I have been a customer of tesco bank for car insurance and the clubcard credit card. The customer service i have recieved has been consistently excellent. Nothing is ever to much triuble, wait times are low and staff are very knowledgeable. Reviewed on: 10th February 2019

IF YOU VALUE YOUR SANITY - GO ELSEWHERE, YOU HAVE BEEN WARNED!

I am convinced there is no worse bank on this planet! They switched-off my paper statements, meaning I had to ring them to know how much and when to pay them. They assured me on many occasions that I would not be penalised for what was "their" error. Despite their assurances, I was and still am being penalised for their incompetence!!! Late Payment charges have been applied that I have not paid. They refuse to address the problems, even though I have written to both their previous and their current CEO's, but have notified Credit Reference agencies that "I am a bad payer". I have reported them to Rip Off Britain and Watchdog and am actively considering suing them for professional negligence! Reviewed on: 24th January 2019

Great combo

Save money and points while building credit. Good online banking. Reviewed on: 12th January 2019

Good experience with Tesco

You get Clubcard points for purchases on the card. Online access is good. Reviewed on: 12th January 2019

Nice and easy

Excellent service and easy to manage through the online App. Reviewed on: 17th December 2018

Spendaholic

Fantastic custom happy customer! Every little helps Reviewed on: 16th December 2018

Easy

Easy to use, website is easy to navigate and to understand, customer service is too class Reviewed on: 6th November 2018

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