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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4 (335 reviews)

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4.00

Based on 335 reviews, last reviewed 14th May 2026

133% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

57%

22%

10%

Latest highest rating:

5

been with TESCO many years. been with TESCO many years. Always had confidence in the company , product and customer service. Whenever i have needed assistance, customer service h... Read more Reviewed on: 17th April 2026

Latest lowest rating:

1

Credit Card Transfer to Tesco Bank - DON’T DO IT Took out a 0% balance credit card with Tesco to transfer credit card balance from Chase Bank UK. Accepted for the card which arrived but wouldn’t let... Read more Reviewed on: 14th May 2026

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (335)

No fuss credit card

Spend to earn points with Tesco Clubcard Rewards . No card fees to pay whilst you're in credit. Reviewed on: 2nd June 2019

Great

This card offers great rewards and the customer service team have always been very helpful and efficient. Applications are processed very quickly. Reviewed on: 26th May 2019

Tesco Clubcard Credit Card

I love this card as you get clubcard points every time you use it ! Reviewed on: 24th May 2019

Friendly, knowledgeable staff

We have a Tesco Clubcard Credit Card. We have had no issues with this card and chose it because we got 30 months interest free on purchases. We mainly interact with them through online banking but, on the occasion that I have had to call them, I have always been impressed that my phone call has been answered promptly. Also, the I have always found the staff on the phone to be extremely helpful, always managing to solve my query. Reviewed on: 11th May 2019

Full refund when firm went bust

Emoov went into receivership and Tesco Bank refunded my full payment which was brilliant Reviewed on: 10th May 2019

Helped build my credit rating

Very clear interest rates, easy to use, and helped build up my credit score. And with the added bonus of earning extra club Card points! Reviewed on: 8th May 2019

A no-brainer

Shopping at Tesco regularly, this credit card was a no-brainer, linking Clubcard points with purrchases and benefiting me. Reviewed on: 29th April 2019

Not as rewarding as it used to be

Since the reduction in Clubcard rewards, the credit card isn't as rewarding as it used to be for those that pay off the balance in full each month. Reviewed on: 21st April 2019

tesco

I had this card on a long purchasing deal and also collected a lot of clubcard points Reviewed on: 16th April 2019

Great rewards & excellent customer service

I've been with Tesco Bank for many years & their customer service is second to none. I love the rewards scheme especially as you get more points when you shop with Tesco Reviewed on: 15th April 2019

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