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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 3.89 (346 reviews)

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3.89

Based on 346 reviews, last reviewed 21st Jul 2026

40% decrease in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

57%

22%

11%

Latest highest rating:

5

Great Credit score builder Great card, rewards when buying groceries is amazing. Keep collecting points and buikding a good credit score. Reviewed on: 8th July 2026

Latest lowest rating:

1

Useless. Useless. 3 months wait for replacement card. 4 weeks and counting after receipt and still can’t use due to them putting a block on it despite assuranc... Read more Reviewed on: 21st July 2026

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (346)

Easy to apply.

Easy to apply. Good rates . 0% balance transfer long term. Reviewed on: 11th June 2026

Credit Card Transfer to Tesco Bank - DON’T DO IT

Took out a 0% balance credit card with Tesco to transfer credit card balance from Chase Bank UK. Accepted for the card which arrived but wouldn’t let me do the balance transfer. Spoke to customer service who said that they had spoken to the payments teams who said that they won’t do transfers from Chase. Nothing in the T’s and C’s that I read before applying for the card mentioning Chase or a clause that would mean that Chase transfers wouldn’t be accepted. Now have a credit card I won’t use and a footprint on my credit record which is stopping me from getting another card with another provider. All they could do was make a complaint on my behalf which can take 12 weeks…..my Chase Credit Card 0% runs out well before then. I spoke to Chase who had no idea why and said they do balance transfers all the time with no issues. I am totally screwed now and Tesco couldn’t care less, just keep saying they don’t allow it despite it not being in their T’s and C’s. I am in the 14 day cooling off period too! Reviewed on: 14th May 2026

been with TESCO many years.

been with TESCO many years. Always had confidence in the company , product and customer service. Whenever i have needed assistance, customer service have always been knowledgeable, courteous and timely Reviewed on: 17th April 2026

its a good card for daily usage.

its a good card for daily usage. Reviewed on: 17th April 2026

Very efficient when applying and overall experience...

Very efficient when applying and overall experience has been very good Reviewed on: 16th April 2026

Bank and club card go hand in hand.

Bank and club card go hand in hand. Its a simple idea but very effective. Reviewed on: 16th April 2026

A good card provider

They have been good as my card provider over the years and having the clubcard credit card has been a bonus. They have been helpful with any issues and give good rewards. Any ptoblems have been dealt with quickly Reviewed on: 16th April 2026

Decent card experience, but difficult to determine y...

Decent card experience, but difficult to determine your interest rate, which can be high. Reviewed on: 15th April 2026

Excellent customer service.

Any queries are always resolved quickly and with friendly efficient customer service staff. The app is excellent, all your transactions to see plus your documents. Savings account is also very good value. Reviewed on: 24th March 2026

Great customer support.

Great customer support. Really quick turnaround on the application Reviewed on: 24th March 2026

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