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Review of the Tesco Bank, Clubcard credit cards:

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Credit Card Transfer to Tesco Bank - DON’T DO IT

Took out a 0% balance credit card with Tesco to transfer credit card balance from Chase Bank UK. Accepted for the card which arrived but wouldn’t let me do the balance transfer. Spoke to customer service who said that they had spoken to the payments teams who said that they won’t do transfers from Chase. Nothing in the T’s and C’s that I read before applying for the card mentioning Chase or a clause that would mean that Chase transfers wouldn’t be accepted. Now have a credit card I won’t use and a footprint on my credit record which is stopping me from getting another card with another provider. All they could do was make a complaint on my behalf which can take 12 weeks…..my Chase Credit Card 0% runs out well before then. I spoke to Chase who had no idea why and said they do balance transfers all the time with no issues. I am totally screwed now and Tesco couldn’t care less, just keep saying they don’t allow it despite it not being in their T’s and C’s. I am in the 14 day cooling off period too! Reviewed on: 14th May 2026

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