Write a review

Newsletter

Go to business site

Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 3.89 (346 reviews)

View other Tesco Bank products

3.89

Based on 346 reviews, last reviewed 21st Jul 2026

40% decrease in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

57%

22%

11%

Latest highest rating:

5

Great Credit score builder Great card, rewards when buying groceries is amazing. Keep collecting points and buikding a good credit score. Reviewed on: 8th July 2026

Latest lowest rating:

1

Useless. Useless. 3 months wait for replacement card. 4 weeks and counting after receipt and still can’t use due to them putting a block on it despite assuranc... Read more Reviewed on: 21st July 2026

Read all reviews Write a review

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Review Tesco Bank: Clubcard credit cards now

Help others make smarter decisions by sharing your own experience.

Write a review

Tesco Bank Clubcard credit cards reviews (346)

Why I like using Tesco credit card

I like the idea of getting rewards for using a credit card Reviewed on: 24th May 2024

The Tesco bank app isn't the best.

The Tesco bank app isn't the best. You can't click on a transaction and view it's details hence if you've got an issue you've got to always ring them and go through an entire long process Reviewed on: 24th May 2024

Great 0% balance transfer deal!

There was an extensive 0% balance transfer deal which I took advantage of. I've used the website only on a couple of occasions, but it works well, and is easy to navigate around. I can easily plan my payments so that it makes the most of reducing the credit balance that was transferred in. Easy to deal with! Reviewed on: 24th May 2024

Tesco Credit Card for 0% balance transfer

I applied for a Credit Card for a balance transfer at 0%, having been pre-approved. I had not heard anything for about 3 working days but needed to know if I had been accepted so I called them up and the young lady confirmed that I had been accepted and that the card had been dispatched and apologised for me not receiving an email to confirm this. Easy to get hold of and she was able to resolve my query immediately. Reviewed on: 24th May 2024

Best credit card company

They’ve helped me with 2 enquiries and a Section 75 Claim. Customer Service is impeccable and clubcard points are a huge bonus. Reviewed on: 24th May 2024

Excellent customer service department and user-frien...

Excellent customer service department and user-friendly app. Reviewed on: 4th May 2024

Tesco club card

Șanț foarte mulțumit de club card superi tari sunteți Reviewed on: 15th April 2024

Got this card and it gives points to spend in Tesco...

Got this card and it gives points to spend in Tesco store. Reviewed on: 13th April 2024

Total lack of support on two credit card transaction...

Total lack of support on two credit card transactions, one involving defective goods where a refund had been promised, and the other involving serious overcharging. Tesco quickly found excuses for not supporting their customer on either matter, despite the customer having been with them for very many years. And be prepared for a long wait if you try to phone them. Their disregard for their customers includes not providing enough staff to answer phone calls. Reviewed on: 20th March 2024

Fine until you want to close the account.

Fine until you want to close the account. You can’t do it on the app You can’t do it online You can’t do it over the phone You have to fill in a manual form and email it to them. Download the form Its locked You can’t fill it in using Adobe or anything else so useless if you don’t have a printer which I’m guessing is what they’re counting on. This shouldn’t be allowed, it should be simple to close an account online or over the phone. Skirting around the edges of the FCA regulations Reviewed on: 14th March 2024

Do you have a different Tesco Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Credit Card
from American Express 3.50 from 127 reviews
Black Diamond Visa
from Vanquis 4.21 from 10 reviews
Credit card
from Nationwide 4.16 from 223 reviews

Want to see more from Tesco Bank?

Current account (discontinued)
from Tesco Bank 4.51 from 69 reviews
Instant Access Savings
from Tesco Bank 4.04 from 5 reviews
Internet Saver
from Tesco Bank 3.98 from 22 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub