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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4.12 (321 reviews)

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3.93

Based on 321 reviews, last reviewed 7th Nov 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

57%

22%

10%

Latest highest rating:

5

Clubcard benefits I love using my Tesco credit club card all year to save points and then spend them on double up reward partners. It feels like money for nothing! Reviewed on: 5th September 2025

Latest lowest rating:

1

Untrusty Credit Card when abroad. After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substan... Read more Reviewed on: 7th November 2025

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (321)

Easy to use app

Tesco app easily lets you see how much you’ve spent on the app. Easy to pay off yours credit card directly through bank. App is easy to navigate and use. Reviewed on: 3rd June 2023

Highly recommended Tesco

Happy with Tesco credit card so convenient and easy to apply and use get points when you use it for shopping and buying on line highly recommended Reviewed on: 2nd June 2023

Perfectly helpfully

Credit card helpfully spend money for products Reviewed on: 31st May 2023

Understanding and reasonable

They are a lot easier to deal with than other credit cards, you get to talk to a real person. Reviewed on: 31st May 2023

Disgraceful

What can I say absolutely disgraceful company, got a 0% transfer balance card had it for around 12 months paid every payment early!!! one month never got my bill reminder off tesco app so was a few days late on which I paid double payment and what do you know they cancelled my 0% interest????? in this current financial crisis I was late as there system never sent me my statement! no common sense they never admited there statement never got sent also never informed me via there app or email but sent letters that took 2 weeks to get to me for the extra interest,, prior to that I paid every payment early for all the other months, i just transferred my balance to another provider and got a better deal, also i went to cancel my card but had to print a form off there site fill it in then scan it and email it to them on which 3 days gone but no reply?? I have had cards i have had in the past were i have simply cancelled on the app and within a day its all done it does show how backward this organisation is, tesco bank are not a good organisation and there is a lot better out there i would say they are very underhanded in the way they do things. Be careful with them. Reviewed on: 11th May 2023

Good if Tesco shopper

Get Clubcard points with your credit card spends. Reviewed on: 11th April 2023

Really good

Highly recommend a credit from here. Reviewed on: 11th April 2023

Credit card

Good rate and low APR compared to others Reviewed on: 5th April 2023

Good price and product

Always good point and offert they really are the best Reviewed on: 3rd April 2023

Easy to get, easy to use

It was easy to apply for thus card and receive it. It allows me easily to set up direct debit and pay it off. Definitely recommended! Reviewed on: 3rd April 2023

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