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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4.14 (319 reviews)

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3.98

Based on 319 reviews, last reviewed 5th Sep 2025

33% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

57%

22%

10%

Latest highest rating:

5

Clubcard benefits I love using my Tesco credit club card all year to save points and then spend them on double up reward partners. It feels like money for nothing! Reviewed on: 5th September 2025

Latest lowest rating:

2

Slow very difficult contact when u need help Slow very difficult contact when u need help Reviewed on: 15th June 2025

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (319)

Perfectly helpfully

Credit card helpfully spend money for products Reviewed on: 31st May 2023

Understanding and reasonable

They are a lot easier to deal with than other credit cards, you get to talk to a real person. Reviewed on: 31st May 2023

Disgraceful

What can I say absolutely disgraceful company, got a 0% transfer balance card had it for around 12 months paid every payment early!!! one month never got my bill reminder off tesco app so was a few days late on which I paid double payment and what do you know they cancelled my 0% interest????? in this current financial crisis I was late as there system never sent me my statement! no common sense they never admited there statement never got sent also never informed me via there app or email but sent letters that took 2 weeks to get to me for the extra interest,, prior to that I paid every payment early for all the other months, i just transferred my balance to another provider and got a better deal, also i went to cancel my card but had to print a form off there site fill it in then scan it and email it to them on which 3 days gone but no reply?? I have had cards i have had in the past were i have simply cancelled on the app and within a day its all done it does show how backward this organisation is, tesco bank are not a good organisation and there is a lot better out there i would say they are very underhanded in the way they do things. Be careful with them. Reviewed on: 11th May 2023

Good if Tesco shopper

Get Clubcard points with your credit card spends. Reviewed on: 11th April 2023

Really good

Highly recommend a credit from here. Reviewed on: 11th April 2023

Credit card

Good rate and low APR compared to others Reviewed on: 5th April 2023

Good price and product

Always good point and offert they really are the best Reviewed on: 3rd April 2023

Easy to get, easy to use

It was easy to apply for thus card and receive it. It allows me easily to set up direct debit and pay it off. Definitely recommended! Reviewed on: 3rd April 2023

Serious

A serious company more than serious Reviewed on: 3rd April 2023

Happy with credit card

The credit card was supplied and explained clearly I was able to get up and running quickly with a decent period of 0% on both transfers and purchases Reviewed on: 1st April 2023

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