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Tesco Bank: Clubcard credit cards reviews

3.99
Based on 335 reviews, last reviewed 14th May 2026
133% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
22%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
10%

Latest highest rating:

5

been with TESCO many years. been with TESCO many years. Always had confidence in the company , product and customer service. Whenever i have needed assistance, customer service h... Read more Reviewed on: 17th April 2026
Steve M's avatar
Steve M

Latest lowest rating:

1

Credit Card Transfer to Tesco Bank - DON’T DO IT Took out a 0% balance credit card with Tesco to transfer credit card balance from Chase Bank UK. Accepted for the card which arrived but wouldn’t let... Read more Reviewed on: 14th May 2026
atkinse's avatar
atkinse

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (335)

The Tesco bank app isn't the best.

3
The Tesco bank app isn't the best. You can't click on a transaction and view it's details hence if you've got an issue you've got to always ring them and go through an entire long process Reviewed on: 24th May 2024

Great 0% balance transfer deal!

5
There was an extensive 0% balance transfer deal which I took advantage of. I've used the website only on a couple of occasions, but it works well, and is easy to navigate around. I can easily plan my payments so that it makes the most of reducing the credit balance that was transferred in. Easy to deal with! Reviewed on: 24th May 2024

Tesco Credit Card for 0% balance transfer

4
I applied for a Credit Card for a balance transfer at 0%, having been pre-approved. I had not heard anything for about 3 working days but needed to know if I had been accepted so I called them up and the young lady confirmed that I had been accepted and that the card had been dispatched and apologised for me not receiving an email to confirm this. Easy to get hold of and she was able to resolve my query immediately. Reviewed on: 24th May 2024

Best credit card company

5
They’ve helped me with 2 enquiries and a Section 75 Claim. Customer Service is impeccable and clubcard points are a huge bonus. Reviewed on: 24th May 2024

Excellent customer service department and user-frien...

5
Excellent customer service department and user-friendly app. Reviewed on: 4th May 2024

Tesco club card

5
Șanț foarte mulțumit de club card superi tari sunteți Reviewed on: 15th April 2024

Got this card and it gives points to spend in Tesco...

4
Got this card and it gives points to spend in Tesco store. Reviewed on: 13th April 2024

Total lack of support on two credit card transaction...

1
Total lack of support on two credit card transactions, one involving defective goods where a refund had been promised, and the other involving serious overcharging. Tesco quickly found excuses for not supporting their customer on either matter, despite the customer having been with them for very many years. And be prepared for a long wait if you try to phone them. Their disregard for their customers includes not providing enough staff to answer phone calls. Reviewed on: 20th March 2024

Fine until you want to close the account.

1
Fine until you want to close the account. You can’t do it on the app You can’t do it online You can’t do it over the phone You have to fill in a manual form and email it to them. Download the form Its locked You can’t fill it in using Adobe or anything else so useless if you don’t have a printer which I’m guessing is what they’re counting on. This shouldn’t be allowed, it should be simple to close an account online or over the phone. Skirting around the edges of the FCA regulations Reviewed on: 14th March 2024

Great company. Excellent customer service

5
Great company. Trusted brand. Very good service on phone Reviewed on: 11th March 2024

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