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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4.12 (321 reviews)

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3.93

Based on 321 reviews, last reviewed 7th Nov 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

57%

22%

10%

Latest highest rating:

5

Clubcard benefits I love using my Tesco credit club card all year to save points and then spend them on double up reward partners. It feels like money for nothing! Reviewed on: 5th September 2025

Latest lowest rating:

1

Untrusty Credit Card when abroad. After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substan... Read more Reviewed on: 7th November 2025

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (321)

Terrible in every way

Bought a shop voucher as a gift. Charged a “cash” transaction fee for that. Then at month end an “ interest “ charge with zero explanation..except see summary..which is nowhere to be found. They are an amateur outfit and should be avoided Reviewed on: 27th November 2023

All very professional and friendly

Used them your many years and had no problems, always accommodating and professional Reviewed on: 31st August 2023

Simple payments and rewards

We purchase many of Tescos products from groceries to fuel. Prices are competitive and good quality. Reviewed on: 29th August 2023

Tesco credit card

Great service and reward points too when you spend Reviewed on: 24th August 2023

Great customer service!

Easy to use app, so rarely have any issues. However, when I have needed to contact customer services, they have been extremely quick to respond, helpful and efficient. Reviewed on: 22nd August 2023

Card payments

Tesco keep sending letters saying I have defaulted on my payments when my balance is in credit they Reviewed on: 21st August 2023

Nice credit card with clubcard points.

A useful credit card for spending and balance transfers. Reviewed on: 14th July 2023

Good product with an easy to use app

Easy for all to use, a good product that is rewarding too Reviewed on: 13th July 2023

Simple

Easy app to use. Friendly customer service Reviewed on: 15th June 2023

Highly recommended!!

With the Tesco Bank credit card, I enjoy convenience, rewards, and flexibility tailored to my shopping needs. It's the perfect choice for me as a frequent Tesco shopper. I love earning cashback rewards, benefiting from competitive interest rates, and managing my account online with ease. Tesco Bank credit card simplifies my shopping experience and rewards my loyalty every time I use it. Reviewed on: 11th June 2023

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