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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4.14 (319 reviews)

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3.99

Based on 319 reviews, last reviewed 5th Sep 2025

83% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

57%

22%

10%

Latest highest rating:

5

Clubcard benefits I love using my Tesco credit club card all year to save points and then spend them on double up reward partners. It feels like money for nothing! Reviewed on: 5th September 2025

Latest lowest rating:

2

Slow very difficult contact when u need help Slow very difficult contact when u need help Reviewed on: 15th June 2025

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (319)

Excellence

After coming across the offer for the card I ultimately received, I was amazed at how quick the process was to apply and whether I was accepted or not, the decision took only a couple of minutes. No waiting around and pondering. The rate given was great, customer service has been brilliant and I couldn't be happier. I get notifications when bills are ready and using the app is very quick and easy. A recommended company from myself. Reviewed on: 27th September 2017

Easy to use and Clubcard points too!

I signed up for this credit card because it was 0% interest for a long time. A credit card is a credit card usually - there's not much difference but at least if I had to be in debt, I was getting some Clubcard points to spend in Tesco. Additionally, the account was extremely easy to maintain online, which made a difference if I ever wanted to make extra payments or do any other account maintenance. Reviewed on: 27th September 2017

Check the small print

We have had a Tesco Credit Card for years. We tried to claim from them as we believed our purchases were covered for 90 days.... Apparently not the case, so check the small print and if this feature is important to you don't use Tesco. Reviewed on: 15th September 2017

Every little helps!

The Clubcard Credit Card is a great way of spending money whilst accumulating additional clubcard points, either in Tesco or other stores. In no time you can convert your points into offers worth 3 or 4 times the value of the points. Reviewed on: 1st September 2017

28 month Interest free card.

Applied for a 28 month Interest free card, rang customer services. Helpful staff and quick to approve me. Reviewed on: 1st September 2017

Excellent interest free period and bonus of clubcard points

Excellent customer service. I decided to go with Tesco Credit Card due to their lengthy interest free purchases period and the fact that you also get clubcard points for spending (a happy bonus). Reviewed on: 18th July 2017

Good rates and easy to manage

Love how easy it is to manage the account with the app. Easy and simple to make payments Reviewed on: 14th July 2017

Great app, good offers

Did a balance transfer over to Tesco Bank as they had an attractive zero percent interest offer for 2y+. Coming from Barclaycard, whose app I quite like, the Tesco one is even better and i couldn't ask for more from it really. The customer service team is a hell of a lot better than Barclaycard too. Reviewed on: 7th July 2017

great product & REWARDS

Tesco Bank are really great for customer services & their clubcard credit card is great for rewards which can be used against future shopping or swapped to double or quadruple the value of them to spend in restaurants, hotels etc Reviewed on: 4th July 2017

Reliable

I've currently had my Tesco credit card for 3 years and throughout that time the repayments have been low and zero pressure to increase my limit. Very happy. Helpful call centre staff too. Reviewed on: 30th June 2017

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