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Tesco Bank: Clubcard Credit Card reviews

Name: Clubcard Credit Card
Rating: 4.15 (311 reviews)

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4.02

Based on 311 reviews, last reviewed 23rd Apr 2025

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

57%

23%

10%

Latest highest rating:

5

"Tesco Bank" is Great! Tesco Bank is great!, they have looked after me and without asking, supported me despite any changing financial situation. Reviewed on: 23rd April 2025

Latest lowest rating:

1

Tesco rewards partner Hotel.com Used a Tesco Voucher to book a hotel through Hotel.com. Due to a technical issue with Hotel.com I was overcharged. Hotel.com didnt want to know neithe... Read more Reviewed on: 24th March 2025

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About this product

Tesco Bank Clubcard Credit Card reviews can help you to find out about the pros and cons of the Clubcard Credit Card credit card. What kind of features do Tesco Bank customers like? Find out more about the Tesco Bank Clubcard Credit Card by reading our trusted Smart Money People reviews. You can also write your own Tesco Bank Clubcard Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Tesco Bank Clubcard Credit Card reviews (311)

This wanted to know too many financial details, making it difficult to apply

I wanted to apply for a credit card, but was put off by the amount of questions Tesco were asking about financial details. This put me off because I thought there was a greater chance of being rejected and thus have a negative impact on my credit rating. Reviewed on: 7th May 2015

Excellent service from the fraud team

Tesco's fraud team were quick to pick up an attempted fraud on our card. Stopped the transactions, cancelled the card, contacted us to let us know and issued a new card all within 12 hours. Really happy to know that they are there keeping an eye on our accounts. Reviewed on: 6th May 2015

Unhelpful and patronising customer services

I recently lost my job and contacted Tesco to see what my options were re: my credit card debt with them. They could not have been less helpful. Their solution to my problem was to give me the option of an increased interest rate, or to close my account. Needless to say, I chose the latter! Won’t be banking with Tesco EVER again. Reviewed on: 24th April 2015

Great card with benefits

I initially signed up for the Tesco credit card to take advantage of the 12 mths interest free period for both balance transfer and purchases. The application was quick and simple and the balance transfer was completed quickly and smoothly. I've dealt with everything online and this is easy to access the only gripe with this is every time i clear my internet history it no longer recognises my computer and i have to wait for a text for an access code; not a huge hassle but can be frustrating. Reviewed on: 24th April 2015

amazing deals and offers

this is for everyone and anyone who wants to save on their shopping. Reviewed on: 23rd April 2015

Overzealous security forgets we're not all urban.

I initially applied for this card because I liked the idea of getting clubcard points on everything. Sounds like a fair deal to me, no faffing around with other reward schemes, just good old clubcard. I was accepted and after putting in seemingly endless permutations of passwords I was told that if I needed to "change computer" I would have to receive a text message with a code. All very well, and probably reasonable to most people but out here not so much. There's no signal. While I do own a mobile it sits perpetually flat in the bottom of my handbag because there's just no point unless you're going into town. Of course landlines can receive text messages perfectly fine, and of course they've not thought of this- the only numbers accepted are those starting with 07. Now you may wonder how often I change computers. And not often would be the answer. But having had experience with other similar systems the dynamic IP address does tend to confuse them and often it can be every time I go to use the site that these security measures kick in. Frustratingly it allowed signup without a mobile number. If the field had been not optional I wouldn't have bothered. Reviewed on: 22nd April 2015

Quick and efficient service

I applied for a Tesco credit card and I found the process very quick and efficient from start to finish. They kept me informed throughout the whole process and gaveme a decision very quickly. Once the decision was made I received my card within a few days and pin not long after. I found their introductory rate very competitive and fair. I would definitely recommend Tesco credit card to friends and family Reviewed on: 21st April 2015

it was so amazing and now im saving a lot

i think it was amazing because the person who gave it to me was very nice and kind and i now know that i don't have to use cash when i have this clubcard . Reviewed on: 9th April 2015

A very good service

I love collecting points as You can spend your vouchers at tesco.com, in store or on Tesco fuel. Or get up to four times the value by boosting them with one of the Boost partners. Reviewed on: 26th March 2015

Excellent service

Excellent service, great to deal with. Reviewed on: 26th March 2015

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