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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4 (335 reviews)

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4.00

Based on 335 reviews, last reviewed 14th May 2026

133% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

57%

22%

10%

Latest highest rating:

5

been with TESCO many years. been with TESCO many years. Always had confidence in the company , product and customer service. Whenever i have needed assistance, customer service h... Read more Reviewed on: 17th April 2026

Latest lowest rating:

1

Credit Card Transfer to Tesco Bank - DON’T DO IT Took out a 0% balance credit card with Tesco to transfer credit card balance from Chase Bank UK. Accepted for the card which arrived but wouldn’t let... Read more Reviewed on: 14th May 2026

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (335)

Not as good as it was

I've had a Clubcard Credit Card for years, but last year they changed the number of Clubcard Points you get per transaction and made it a lot lower. The basic day to day functioning of the card is still fine, but if you want a card with added value, I'd look elsewhere for a new card these days, there are better cashback and privileges deals out there with other cards. Reviewed on: 28th March 2016

The worst credit card

I cancelled their credit card in 2013 as I have had bad experience shopping in their store. I didn't like the way their staff treated a paid customer like me. They employed the rudest over 30 year old staff I have ever come across especially the older staff. I was accused for using someone else card when I failed 3 times as I have forgotten my PIN number. Since the incident I vow never to shop at Tesco no matter how cheap their selling products are. Thank goodness that Asda & Sainsbury do brand match against Tesco. Whenever they have an offer Asda & Sainbury will match the price hence I never lose out. Reviewed on: 28th March 2016

tesco groceries credit card

always go shopping here and for petrol. the entire family is always in and out the store buying chocolate and dvd's at the weekend. rely on them always for a fair shopping trip trusty Tesco for a fair shopping experience. Reviewed on: 28th March 2016

Great way to boost your clubcard points

I use the credit card for all of my tesco shopping and fuel purchases and have used the extra clubcard points to get a few different things when they run their boost promotions. Reviewed on: 28th March 2016

Excellent way to boost club card points

Tesco credit card is a great way to boost your club card points, you get points every time you use it, and more if you are using it in Tesco stores. Pay it off in full every month and it works out well if you like to make use of the Tesco boost events to help out with birthdays, Christmas purchases etc. Reviewed on: 28th March 2016

Getting pushy

I am constantly getting mail from them trying to get me to transfer across any debts, it's just happening a little too often now, getting fed up Reviewed on: 14th February 2016

Active fraud prevention!

I have been contacted by phone a few times by the Tesco Bank fraud team, checking up on unusual purchase patterns on my credit card to be sure the card transactions were valid. They also blocked a sale made from unknown devices (new iPad) in case the card had been stolen. They make me feel safe and secure in the knowledge they are always alert and watchful for fraud on my card. Well done Tesco Bank! Reviewed on: 13th February 2016

Amazing

Very reliable bank with great customer service, online banking top notch Reviewed on: 12th February 2016

great customer service

very good customer service when I locked myself out of my online account was dealt with fast and efficiently would recommend them as a credit card provider. Reviewed on: 24th December 2015

a good way to spend

I dont earn much, but with my tesco bank clubcard i can earn rewards throughout the year. I usually do my daily spending using the card and exchange my points with the tesco bonus and buy a years RAC membership. Reviewed on: 24th December 2015

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