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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 3.95 (349 reviews)

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3.95

Based on 349 reviews, last reviewed 21st Aug 2026

29% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

57%

21%

11%

Latest highest rating:

5

Excellent banking experience and customer service Excellent banking experience and customer service Reviewed on: 21st August 2026

Latest lowest rating:

1

Useless. Useless. 3 months wait for replacement card. 4 weeks and counting after receipt and still can’t use due to them putting a block on it despite assuranc... Read more Reviewed on: 21st July 2026

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (349)

Active fraud prevention!

I have been contacted by phone a few times by the Tesco Bank fraud team, checking up on unusual purchase patterns on my credit card to be sure the card transactions were valid. They also blocked a sale made from unknown devices (new iPad) in case the card had been stolen. They make me feel safe and secure in the knowledge they are always alert and watchful for fraud on my card. Well done Tesco Bank! Reviewed on: 13th February 2016

Amazing

Very reliable bank with great customer service, online banking top notch Reviewed on: 12th February 2016

great customer service

very good customer service when I locked myself out of my online account was dealt with fast and efficiently would recommend them as a credit card provider. Reviewed on: 24th December 2015

a good way to spend

I dont earn much, but with my tesco bank clubcard i can earn rewards throughout the year. I usually do my daily spending using the card and exchange my points with the tesco bonus and buy a years RAC membership. Reviewed on: 24th December 2015

points booster

Its a great product if you are very loyal to Tesco. Only this way you can take full advantage of the program. I find Tesco clubcard scheme of of the best rewarding and generous. I have had meals, days out for free after converting tesco points. The credit card application process is easy and straightforward and you use the card in a way you would use any other card. Reviewed on: 24th December 2015

Great bonus points

Tesco clubcard gives you hreat bonus points which amount to great free products Reviewed on: 11th November 2015

Great card for 1st 17 months

Great card for 1st 17 months, however when the interest kicked in it was very high Reviewed on: 6th November 2015

Good and Great

great for club points club card Really good credit card. I have never had any problems with it and it gives you clubcard points Reviewed on: 5th November 2015

Great way to earn extra money.

I have had a Tesco Bank credit card linked to my club card account for many years and have found it a great way of saving. I use it for most every day purchases and set up a direct debit to clear the balance, every month, so as not to incur charges. I use the points gained every year with a combination of Tescos deals to buy yearly vehicle breakdown cover for my family. This gives me peace of mind and doesn't actually cost me any money. I feel it's a win, win situation. I have found Tesco customer service to be extremely good as well. Reviewed on: 1st September 2015

great for club points

Have not had any problems with this card and it gives clubcard points on your spending Reviewed on: 31st August 2015

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