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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4.13 (324 reviews)

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3.99

Based on 324 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

57%

22%

10%

Latest highest rating:

5

Excellent Customer Services Staff. Every time I have contacted customer services they have always resolved my issue, their customer service staff are excellent, always polite, able to h... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

Untrusty Credit Card when abroad. After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substan... Read more Reviewed on: 7th November 2025

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (324)

The worst credit card

I cancelled their credit card in 2013 as I have had bad experience shopping in their store. I didn't like the way their staff treated a paid customer like me. They employed the rudest over 30 year old staff I have ever come across especially the older staff. I was accused for using someone else card when I failed 3 times as I have forgotten my PIN number. Since the incident I vow never to shop at Tesco no matter how cheap their selling products are. Thank goodness that Asda & Sainsbury do brand match against Tesco. Whenever they have an offer Asda & Sainbury will match the price hence I never lose out. Reviewed on: 28th March 2016

tesco groceries credit card

always go shopping here and for petrol. the entire family is always in and out the store buying chocolate and dvd's at the weekend. rely on them always for a fair shopping trip trusty Tesco for a fair shopping experience. Reviewed on: 28th March 2016

Great way to boost your clubcard points

I use the credit card for all of my tesco shopping and fuel purchases and have used the extra clubcard points to get a few different things when they run their boost promotions. Reviewed on: 28th March 2016

Excellent way to boost club card points

Tesco credit card is a great way to boost your club card points, you get points every time you use it, and more if you are using it in Tesco stores. Pay it off in full every month and it works out well if you like to make use of the Tesco boost events to help out with birthdays, Christmas purchases etc. Reviewed on: 28th March 2016

Getting pushy

I am constantly getting mail from them trying to get me to transfer across any debts, it's just happening a little too often now, getting fed up Reviewed on: 14th February 2016

Active fraud prevention!

I have been contacted by phone a few times by the Tesco Bank fraud team, checking up on unusual purchase patterns on my credit card to be sure the card transactions were valid. They also blocked a sale made from unknown devices (new iPad) in case the card had been stolen. They make me feel safe and secure in the knowledge they are always alert and watchful for fraud on my card. Well done Tesco Bank! Reviewed on: 13th February 2016

Amazing

Very reliable bank with great customer service, online banking top notch Reviewed on: 12th February 2016

great customer service

very good customer service when I locked myself out of my online account was dealt with fast and efficiently would recommend them as a credit card provider. Reviewed on: 24th December 2015

a good way to spend

I dont earn much, but with my tesco bank clubcard i can earn rewards throughout the year. I usually do my daily spending using the card and exchange my points with the tesco bonus and buy a years RAC membership. Reviewed on: 24th December 2015

points booster

Its a great product if you are very loyal to Tesco. Only this way you can take full advantage of the program. I find Tesco clubcard scheme of of the best rewarding and generous. I have had meals, days out for free after converting tesco points. The credit card application process is easy and straightforward and you use the card in a way you would use any other card. Reviewed on: 24th December 2015

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