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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4.13 (324 reviews)

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3.99

Based on 324 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

57%

22%

10%

Latest highest rating:

5

Excellent Customer Services Staff. Every time I have contacted customer services they have always resolved my issue, their customer service staff are excellent, always polite, able to h... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

Untrusty Credit Card when abroad. After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substan... Read more Reviewed on: 7th November 2025

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (324)

Reward points come in useful

Great to see all the points adding up over time, we use them for days out with the kids in summer. Reviewed on: 16th May 2016

Good deals and easy to apply

Very east process to apply for credit card with good deals available and easy ways to make payments Reviewed on: 11th May 2016

Clubcard points on purchases come in very handy!

I like using my Tesco Clubcard credit card as I can collect points Reviewed on: 8th May 2016

Efficient process, no hassle.

Signed up for a 0% on purchases credit card. The statements received were very clear and well explained. Clubcard points were credited instantly, with statements periodically. Reviewed on: 26th April 2016

a great way to earn extra tesco points.

I love having this credit card.I get all my purchases on it just to get clubcard points and i buy my tesco food shopping on it so i get laods of money off when they send my clubcard vouchers. added bonus was the sign up becuase i got 0% on purchases for 21 months. Reviewed on: 22nd April 2016

worthwhile

great credit card with decent rewards Reviewed on: 21st April 2016

Earn points on everything

Although the value of the Tesco Clubcard points has gradually draped over time since taking out the card, this is still one of the best reward credit cards out there. Reviewed on: 29th March 2016

Excellent card with low Apr deal

I got this card with 24 month interest free on purchases. I've since been offered interest free money advance and balance transfer, although I haven't taken these up as I haven't needed them. I have had excellent customer service from them and would certainly recommend tesco bank in future Reviewed on: 28th March 2016

Excellent card with low Apr deal

I got this card with 24 month interest free on purchases. I've since been offered interest free money advance and balance Reviewed on: 28th March 2016

Not as good as it was

I've had a Clubcard Credit Card for years, but last year they changed the number of Clubcard Points you get per transaction and made it a lot lower. The basic day to day functioning of the card is still fine, but if you want a card with added value, I'd look elsewhere for a new card these days, there are better cashback and privileges deals out there with other cards. Reviewed on: 28th March 2016

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Tesco Bank: Clubcard credit cards reviews

200% increase in 5 star reviews

100% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Tesco Bank: Clubcard credit cards now

Tesco Bank Clubcard credit cards reviews (324)

Reward points come in useful

Good deals and easy to apply

Clubcard points on purchases come in very handy!

Efficient process, no hassle.

a great way to earn extra tesco points.

worthwhile

Earn points on everything

Excellent card with low Apr deal

Excellent card with low Apr deal

Not as good as it was

Do you have a different Tesco Bank product?

Want to see more from Tesco Bank?

Life Insurance

Current Account

Instant Access Savings

Join Smart Money People

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