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Tesco Bank: Clubcard credit cards reviews

3.98
Based on 319 reviews, last reviewed 5th Sep 2025
33% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
22%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
10%

Latest highest rating:

5

Clubcard benefits I love using my Tesco credit club card all year to save points and then spend them on double up reward partners. It feels like money for nothing! Reviewed on: 5th September 2025
Jac's avatar
Jac

Latest lowest rating:

2

Slow very difficult contact when u need help Slow very difficult contact when u need help Reviewed on: 15th June 2025
Sharon 's avatar
Sharon

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (319)

worthwhile

5
great credit card with decent rewards Reviewed on: 21st April 2016

Earn points on everything

4
Although the value of the Tesco Clubcard points has gradually draped over time since taking out the card, this is still one of the best reward credit cards out there. Reviewed on: 29th March 2016

Excellent card with low Apr deal

5
I got this card with 24 month interest free on purchases. I've since been offered interest free money advance and balance transfer, although I haven't taken these up as I haven't needed them. I have had excellent customer service from them and would certainly recommend tesco bank in future Reviewed on: 28th March 2016

Excellent card with low Apr deal

5
I got this card with 24 month interest free on purchases. I've since been offered interest free money advance and balance Reviewed on: 28th March 2016

Not as good as it was

3
I've had a Clubcard Credit Card for years, but last year they changed the number of Clubcard Points you get per transaction and made it a lot lower. The basic day to day functioning of the card is still fine, but if you want a card with added value, I'd look elsewhere for a new card these days, there are better cashback and privileges deals out there with other cards. Reviewed on: 28th March 2016

The worst credit card

1
I cancelled their credit card in 2013 as I have had bad experience shopping in their store. I didn't like the way their staff treated a paid customer like me. They employed the rudest over 30 year old staff I have ever come across especially the older staff. I was accused for using someone else card when I failed 3 times as I have forgotten my PIN number. Since the incident I vow never to shop at Tesco no matter how cheap their selling products are. Thank goodness that Asda & Sainsbury do brand match against Tesco. Whenever they have an offer Asda & Sainbury will match the price hence I never lose out. Reviewed on: 28th March 2016

tesco groceries credit card

5
always go shopping here and for petrol. the entire family is always in and out the store buying chocolate and dvd's at the weekend. rely on them always for a fair shopping trip trusty Tesco for a fair shopping experience. Reviewed on: 28th March 2016

Great way to boost your clubcard points

5
I use the credit card for all of my tesco shopping and fuel purchases and have used the extra clubcard points to get a few different things when they run their boost promotions. Reviewed on: 28th March 2016

Excellent way to boost club card points

5
Tesco credit card is a great way to boost your club card points, you get points every time you use it, and more if you are using it in Tesco stores. Pay it off in full every month and it works out well if you like to make use of the Tesco boost events to help out with birthdays, Christmas purchases etc. Reviewed on: 28th March 2016

Getting pushy

3
I am constantly getting mail from them trying to get me to transfer across any debts, it's just happening a little too often now, getting fed up Reviewed on: 14th February 2016

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