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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4.14 (319 reviews)

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3.99

Based on 319 reviews, last reviewed 5th Sep 2025

83% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

57%

22%

10%

Latest highest rating:

5

Clubcard benefits I love using my Tesco credit club card all year to save points and then spend them on double up reward partners. It feels like money for nothing! Reviewed on: 5th September 2025

Latest lowest rating:

2

Slow very difficult contact when u need help Slow very difficult contact when u need help Reviewed on: 15th June 2025

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (319)

Collect club card points as you spend

When you use this credit card you will earn club card points. If you buy Tesco products you earn more points per pound than non Tesco items. Use it for fuel at Tesco, shopping or any purchase anywhere. If you pay the balance off each month, which you can do by direct debit to make it easier, then you will effectively earn whilst spending with this card. Reviewed on: 20th June 2016

amazing service

I've been with Tesco Bank for over 15 years & would never change. Their customer service is excellent. Reviewed on: 20th June 2016

No problems- good customer service

I got this card just to try and top up my clubcard points and it worksa treat for this. I had some early issues, ( I forgot my PIN and online password) but TESCO sorted it out quickly. Full marks :) Reviewed on: 20th June 2016

Good card, easy to use

Great card, so easy to use with eas to access online banking Reviewed on: 31st May 2016

Free RAC membership and meals out

My points get converted to Deals. These then pay for my RAC membership as well as several meals out each year :) Reviewed on: 22nd May 2016

Reward points come in useful

Great to see all the points adding up over time, we use them for days out with the kids in summer. Reviewed on: 16th May 2016

Good deals and easy to apply

Very east process to apply for credit card with good deals available and easy ways to make payments Reviewed on: 11th May 2016

Clubcard points on purchases come in very handy!

I like using my Tesco Clubcard credit card as I can collect points Reviewed on: 8th May 2016

Efficient process, no hassle.

Signed up for a 0% on purchases credit card. The statements received were very clear and well explained. Clubcard points were credited instantly, with statements periodically. Reviewed on: 26th April 2016

a great way to earn extra tesco points.

I love having this credit card.I get all my purchases on it just to get clubcard points and i buy my tesco food shopping on it so i get laods of money off when they send my clubcard vouchers. added bonus was the sign up becuase i got 0% on purchases for 21 months. Reviewed on: 22nd April 2016

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