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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4.13 (325 reviews)

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3.98

Based on 325 reviews, last reviewed 19th Feb 2026

200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

56%

22%

10%

Latest highest rating:

5

Excellent Customer Services Staff. Every time I have contacted customer services they have always resolved my issue, their customer service staff are excellent, always polite, able to h... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

Untrusty Credit Card when abroad. After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substan... Read more Reviewed on: 7th November 2025

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (325)

Friendly staff plus you earn points with each spend

When I was burgled during the night the thief stole my purse which had several credit cards inside. Well I called Tesco to inform them I was very upset. The lady on sent me a compliments slip and a little note with my new card - it cheered me up no end. I chose to stay with them due to the best customer service. I also earn points for each purchase I make which I save for Xmas Reviewed on: 29th June 2016

Great service, easy payments and fab perks too

I just find everything about it so easy. I got a long interest free period, it's easy making payments, great app that works really well too. They make it easy Reviewed on: 26th June 2016

OK

Get clubcard points when you use your credit card. Reviewed on: 26th June 2016

Convenient Point System.

A credit card with an excellent point reward system. Very good customer service ,especially with lost cards. Due to paying on time and being good customers, our available sum to borrow is automatically put up every year or so Reviewed on: 25th June 2016

Great service !

I have always been pleased with the service when i have needed to contact tesco bank . Never put on hold and helpful staff. Reviewed on: 22nd June 2016

Rewarding and Hassle Free

A great card that combines the opportunity to earn promptly awarded Tesco Clubcard points with a user friendly website and helpful customer service operatives. Reviewed on: 21st June 2016

Collect club card points as you spend

When you use this credit card you will earn club card points. If you buy Tesco products you earn more points per pound than non Tesco items. Use it for fuel at Tesco, shopping or any purchase anywhere. If you pay the balance off each month, which you can do by direct debit to make it easier, then you will effectively earn whilst spending with this card. Reviewed on: 20th June 2016

amazing service

I've been with Tesco Bank for over 15 years & would never change. Their customer service is excellent. Reviewed on: 20th June 2016

No problems- good customer service

I got this card just to try and top up my clubcard points and it worksa treat for this. I had some early issues, ( I forgot my PIN and online password) but TESCO sorted it out quickly. Full marks :) Reviewed on: 20th June 2016

Good card, easy to use

Great card, so easy to use with eas to access online banking Reviewed on: 31st May 2016

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