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Tide: Business Banking reviews

Name: Business Banking
Rating: 4.8 (5688 reviews)

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4.69

Based on 5,688 reviews, last reviewed 11th Apr 2025

700% increase in 5 star reviews

in the past 90 days

33% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Amazing products Has lots of great products specifically designed for businesses Reviewed on: 11th April 2025

Latest lowest rating:

1

Account frozen and no ability to unfreeze It's payday for our employees and we can't access our bank. Tide froze it with no notice 'for safety and security'. Won't release access under any cir... Read more Reviewed on: 27th March 2025

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About this product

Want to read Tide Business Banking reviews from small business owners like you? Read them here on Smart Money People, where our community of reviewers share their experiences on things like charges on the account, availability of capital and customer service, and anything else to do with this innovative business banking account. Already used Tide's business banking account? Please post a quick review yourself, and help out other small business owners who are looking to decide if this is the right solution for their needs!

Tide Business Banking reviews (5688)

Review of the Tide, Business Banking:

Ok if nothing goes wrong

A fraudster emptied my bank account and the service from TIDE has been terrible. I am told I have to wait "a few days" for them to refund the money even though they have deviated from industry norms increasing the risk of this type of fraud because of design weaknesses. Reviewed on: 25th February 2019

By far, this is one of the worst banking services I...

By far, this is one of the worst banking services I have ever used. My experience has been poor from the start. They had the audacity to keep incoming payments pending due to internal processes, although I had provided the required information multiple times to multiple advisors. This resulted in financial implications for me as an individual. The worst part came last week when I realized I was completely unable to make any payments. My funds are currently inaccessible—no card payments, no transfers to my personal account, and no ability to pay invoices. Thousands of pounds are stuck, and I have been chasing this issue with multiple advisors for the past four days. It turns out that the team supposedly responsible for resolving this only works Monday to Friday. At no point have I been given a timeline for when I can expect this to be resolved, nor have I received a clear explanation as to why it happened. The only response I get from agents is that they are "chasing it for me." Furthermore, I now risk late payment fees, as I have been unable to move funds from my business account with Tide to cover direct debits linked to my personal account. This situation is completely unnecessary and unethical. It is unacceptable for a financial institution entrusted with business accounts to fail its customers this way. Reviewed on: 3rd February 2025

I am incredibly dissatisfied with Tide and their ser...

I am incredibly dissatisfied with Tide and their service. They have wasted my valuable time with unnecessary bureaucracy and a complete lack of efficiency. As a business owner, time is critical, and Tide has proven to be anything but business-friendly. Their customer support is unhelpful, the account setup process is unnecessarily complicated, and the overall experience has been frustrating. Tide claims to cater to businesses, but my experience suggests otherwise. I cannot recommend Tide to anyone looking for a reliable and efficient banking service. Avoid them if you value your time and need a seamless experience for your business operations. Reviewed on: 15th January 2025

We have operated a Tide Ltd Company account for over...

We have operated a Tide Ltd Company account for over 2 years, today without any prior notice or giving a reason they closed our account, one week before Christmas, we had payments going into the account today rejected, and staff to pay for Xmas etc in the coming days, in my opinion this is not a proper bank, they do not offer any services that a normal bank do, customer service is non existent, the only time they contact you is when trying to upgrade you to a more expensive option, their messages service is useless often taking hours or even days to respond I would advise to avoid at all costs. Reviewed on: 17th December 2024

5 years of unhappiness

I am with Tide Bank since 2019. I am a Tide Plus member. The journey has not been that good so far. The debit card issued was not accepted by many merchants especially at petrol pumps. This is now resolved in 2024 after making numerous complaints and perhaps by many customers. I just have been a victim of fraud through debit card. The transaction took place without my knowledge and Tide Bank has been very-very slow in taking action on it. It has been over 2 months. I get phone calls from their Sales Team to upgrade the account but when I am a victim of fraud, their team ask me on email if they can call me. How bizarre is this!! Recently, I made payments to my regular suppliers and paid salary. All the beneficiaries bank accounts showed my personal name instead of my Busniess Name. This is so appalling and unacceptable. A lot many times my cleints struggle to find my business name when they have to make a payment via BACS from their bank, I receive screenshots from my customers alerting that the Sort Code and Account Number I provide for Tide bank doesn't match. At this stage, I have to advise my customer to pay £1 and I will confirm its receipt and then they can make me the remaining payment. In conclusion, I am not a happy customer/member of Tide. There are various flaws in their system and they are too late in addressing them. Reviewed on: 22nd November 2024

This is not a bank, it is a circus!

They are spamming my inbox with usless emails about their services and offers at least twice a week. When I wrote to them asking to stop, they gave me 24 hours on a weekend to click on a dodgy link, provide a scan of my ID and other sensitive information just to CONTINUE THE CONVERSATION! Not to mention that they changed my business account details from my business name, to my personal name. May as well have a personal account. This is not a bank, it is a circus! Reviewed on: 14th October 2024

Stay away from this company

If your looking for a company that are there if you need support don’t use Tidy average response time about 16 hours, there telephone support is more like an answering service can’t help at all. I’ve had countless problems and even after all of that I thought it would be ok so I ordered a card machine which ups failed to deliver and expected me to collect it from the depot as they had no drivers. Once I had the card machine went through the motions of setting it up it failed to set up and is now stuck on a setup page, 36hours later still no further forward and it’s now costing my company sales as I am unable to take card payments. All I get from support is I have escalated it to the tech team you will just have to wait. No idea of time scale or any idea what they are actually doing. Seriously horrific service and no regard for me or my business. Reviewed on: 13th September 2024

Ridiculously slow and bad service.

Ridiculously slow and bad service. Holds the money for no reason and do not allow them to be transferred. Even with a pro-plan, the customer rep (Rimas Ayddim) is EXTREMELY slow to respond and offers no help. In the time taken to get a response from them, I have been able to write a 1-star review across all platforms and still doest not hear from them. Reviewed on: 10th September 2024

I'm paying for the Tide plus service, which is suppo...

I'm paying for the Tide plus service, which is supposed to give telephone based support. What actually happens is that you ring and someone takes a message that gets answered by email on the app at some point in the future. They can never deal with the queery on the phone. very poor service. Reviewed on: 12th August 2024

Terrible support service

I don’t recommend wasting your time on this—the worst support service I’ve ever encountered. In one week of active correspondence and 10 long emails, I couldn’t get Patrick W* from the onboarding team to tell me what documents were needed to complete the process. I’m serious, this would be funny if it weren’t so sad. Imagine a support team that responds without reading your previous messages, ignoring direct answers to your direct questions. It feels like you’re being trolled or talking to a wall. I’ve collected a series of memes to capture this experience, like: “We must understand that you are conducting a commercial activity, so please provide us with a certificate of sale of the apartment.” (But I didn’t sell the apartment! I clearly stated this in previous correspondence and have already provided all the necessary explanations and documents for my business activity, my business is not related to the sale of apartments and I have already provided documents and given detailed explanations about the origin of funds for my SaaS startup.) My direct and repeated requests to switch to another “specialist” were ignored. Think carefully and read reviews (especially bad ones, as they are usually honest) before trusting someone with your hard-earned money. Listen to your intuition. Otherwise, at best, you will waste a week of nerves and give your documents into the hands of unknown people, which do not inspire confidence at all. Reviewed on: 14th July 2024

Tried accessing my bank app to try and get my pin re...

Tried accessing my bank app to try and get my pin reminder and yet again the bank messes up and kicks me out of the app and have to re-register yet again. Requested 3 calls backs already today and funnily enough nobody will call back. No matter what you try, they will do things in their own time regardless of them being at fault for this. Genuinely, avoid this bank as communication is so poor from this company and the willingness to actively help is non-existent. Even now, 2 hours on and still nothing resolved by them to actually fix things... Reviewed on: 12th July 2024

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