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Vanquis : Credit Building Credit Card reviews

Name: Credit Building Credit Card
Rating: 4.76 (19869 reviews)

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4.77

Based on 19,869 reviews, last reviewed 21st Jul 2025

54% decrease in 5 star reviews

in the past 90 days

61% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very professional and responsible Very professional and responsible Reviewed on: 21st July 2025

Latest lowest rating:

1

App not working , charging too much fees for service... App not working , charging too much fees for service , charging for late payment which is not my fault , always reporting me to creditors as bad . I h... Read more Reviewed on: 20th July 2025

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About this product

Credit building credit cards are designed for people who have a poor credit score or those with little or no credit history.

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Vanquis Credit Building Credit Card reviews (19869)

Helpful and friendly to deal with very transparent.

Helpful and friendly to deal with very transparent. Reviewed on: 2nd May 2024

Fraudulent activity

When i had fraud on my card, i feel like i had to vhase everything without updates Reviewed on: 2nd May 2024

Fantastic

Fantastic customer service skills Reviewed on: 2nd May 2024

High Interest rates and after about 10 years of hold...

High Interest rates and after about 10 years of holding the card, and always paying on time, I have never received a credit increase Reviewed on: 2nd May 2024

Only credit card. I could get

Only one that would give me credit card. But its dangerous to easily overspend if not careful. And the interest is rocket high. Reviewed on: 2nd May 2024

I had been using Vanquis for 3 Years and asked can i...

I had been using Vanquis for 3 Years and asked can i get an upgrade in limit after with good credit score, good payment, a good job but unfortunately no offer on upgrading Reviewed on: 2nd May 2024

Customer Service for Vanquis

I have been using Vanquis for a number of years. They have always had excellent customer service and app is fantastic. Reviewed on: 2nd May 2024

Solid Starter Credit Card

Vanquis offers a very decent starter credit card. If managed well, they offer generous credit limit increases, which are voluntary. You can stop accepting the increases when you feel the amount is right for you. The interest rate is fairly standard, which currently, is high no matter the credit card company. Customer service are always friendly and do their best to be helpful. My only quibble with Vanquis is that their online portal has an automatic expiry of your password, but there is no notification of the expiry and they can't fix the expiry or lack of notification (I have asked). The only way around it is logging in at least once every 21 days to make sure you don't have to reset the password. Reviewed on: 2nd May 2024

Easy to deal with very helpful customer service

Easy to deal with very helpful customer service Reviewed on: 2nd May 2024

They have been very helpful understanding.

They have been very helpful understanding. I have been able to build up my credit report before I had a negative credit score now I have an outstanding score. Reviewed on: 2nd May 2024

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