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Review of the Vanquis, Credit Building Credit Card:

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Solid Starter Credit Card

Vanquis offers a very decent starter credit card. If managed well, they offer generous credit limit increases, which are voluntary. You can stop accepting the increases when you feel the amount is right for you. The interest rate is fairly standard, which currently, is high no matter the credit card company. Customer service are always friendly and do their best to be helpful. My only quibble with Vanquis is that their online portal has an automatic expiry of your password, but there is no notification of the expiry and they can't fix the expiry or lack of notification (I have asked). The only way around it is logging in at least once every 21 days to make sure you don't have to reset the password. Reviewed on: 2nd May 2024

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