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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19899 reviews)

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4.77

Based on 19,899 reviews, last reviewed 15th Aug 2025

62% decrease in 5 star reviews

in the past 90 days

72% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

My experience is very good and would recommend every... My experience is very good and would recommend everyone to try it out for them self Reviewed on: 15th August 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit builder credit card reviews (19899)

Review of the Vanquis, Credit builder credit card:

It’s one of the great credit cards that i have used.

It’s one of the great credit cards that i have used. Very easy to use always Reviewed on: 2nd May 2024

I think it is important for a good bank to be unders...

I think it is important for a good bank to be understanding towards its customers and to try to solve their problems. Reviewed on: 16th July 2025

It was really good customer service

It was really good and great costumer service . The card is really useful for me Reviewed on: 16th July 2025

Great service from start and this has continued

Great service from start and this has continued Reviewed on: 16th July 2025

Fantastic card to get you back on track!

I got my Vanquis card following financial problems caused by I’ll health. Now on benefits, I find unexpected and expensive problems are hard to deal with, but my card gets me out of trouble every time; it’s such a relief to have it as a back up for emergencies. And as long as you keep up your regular payments, they’ll help me out if they can. I’m on benefits bit have still improved my credit rating by having the card, it’s a win win all the time. The interest is a little higher than some other cards, but I thinks that’s acceptable, as Vanquis are taking a risk giving me credit when I have no job/regular wage. Plus the other cards with lower interest rates would never approve a card for me. Reviewed on: 16th July 2025

Vanquis is very good , i can transfer the money and...

Vanquis is very good , i can transfer the money and add in apple pay . I can set direct debit with my own amount and date Reviewed on: 16th July 2025

To apply was straight forward and easy

To apply was straight forward and easy Reviewed on: 16th July 2025

I rate my experience with Vanquis as excellent.

I rate my experience with Vanquis as excellent. The application was simple, and the customer service team is always friendly and helpful. The app makes managing my account easy and stress-free. Vanquis has really helped me build my credit, and I’d happily recommend them. Reviewed on: 16th July 2025

Great card and service informs you of every transact...

Great card and service informs you of every transaction and when your payment is due i love my vanquis card its deffo my wee lifesaver Reviewed on: 16th July 2025

Good one

Good for best credit score and for travel use Reviewed on: 16th July 2025

Good for people struggling with credit issues.

Good for people struggling with credit issues. Very good security measures and updates sent regularly ref changes. Easy app to use to keep up to date and look at account information. Very good at checking if you need to lower your credit etc. and listen very well on customer service calls. Reviewed on: 15th July 2025

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