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Vanquis : Credit Building Credit Card reviews

Name: Credit Building Credit Card
Rating: 4.75 (16712 reviews)

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4.76

Based on 16,712 reviews, last reviewed 19th May 2025

745400% increase in 5 star reviews

in the past 90 days

13500% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Grace to confidence Growing my credit from poor to good , it was tailored from one stage to the other . Give me great customer satisfaction Reviewed on: 19th May 2025

Latest lowest rating:

1

Just dreadful service and awful rates Just dreadful service and awful rates Reviewed on: 15th May 2025

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About this product

Credit building credit cards are designed for people who have a poor credit score or those with little or no credit history.

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Vanquis Credit Building Credit Card reviews (16712)

Good Starter Card, Limited Long-Term Value

I used Vanquis for my first credit card and overall, it served its purpose well. It was a good starting point for building my credit history, and getting accepted helped me establish a solid lending record early on. Customer service was always helpful in my experience, and the app was straightforward to use. However, I found it quite difficult to get credit limit increases, even with consistent use and keeping my utilisation below 25%. Over time, I moved on to other credit cards that offered higher credit limits, cashback, and more flexible features like 0% APR pay-in-three options. Vanquis was a useful first step, but for those with growing credit scores, other cards may offer more competitive benefits. Still, I appreciate how it helped me get started. Reviewed on: 2nd May 2025

It's easy to use

It's easy to use the app payment is easy to make Reviewed on: 2nd May 2025

It’s good and worth timely customer support without...

It’s good and worth timely customer support without much longer wait Reviewed on: 2nd May 2025

I keep my balance low and make payments on time, thi...

I keep my balance low and make payments on time, this card can helped me establish a positive credit history. Reviewed on: 2nd May 2025

Vanquis customer very happy

Vanquis customer service is the best they have pick up every time someone is trying to steal from me. Staff very helpful and app is very easy to use Reviewed on: 2nd May 2025

Excellent staff.

Customer service staff provide expertise immediately and have resolved any problems I have had immediately, for example I paid my monthly payment in error twice and they were able to refund the second payment within days, to my relief. Reviewed on: 2nd May 2025

GOOD SERVICE PROMT TRANSACTION GOOD CREDIT LIMIT

GOOD SERVICE PROMT TRANSACTION GOOD CREDIT LIMIT Reviewed on: 2nd May 2025

Vanquis has always been there for me for everything...

Vanquis has always been there for me for everything from hobby supplies to every day essentials as well as those unexpected bills Reviewed on: 2nd May 2025

Good service.

Good service. Great value for money Reviewed on: 2nd May 2025

The Vanquis app is generally being user-friendly,...

The Vanquis app is generally being user-friendly, making it easy to manage payments and track spending . I feel confident in the safety measures provided by Vanquis Reviewed on: 2nd May 2025

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