Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19909)

Could make the app easier to use

4
You could make the app a bit easier to use, especially when you’ve got a refund going back on Reviewed on: 16th July 2025

Very helpful and reliable service.

5
Very helpful and reliable service. There in time of need and supportive when you are struggling financially Reviewed on: 16th July 2025

I think it is important for a good bank to be unders...

5
I think it is important for a good bank to be understanding towards its customers and to try to solve their problems. Reviewed on: 16th July 2025

It was really good customer service

5
It was really good and great costumer service . The card is really useful for me Reviewed on: 16th July 2025

Great service from start and this has continued

5
Great service from start and this has continued Reviewed on: 16th July 2025

Fantastic card to get you back on track!

5
I got my Vanquis card following financial problems caused by I’ll health. Now on benefits, I find unexpected and expensive problems are hard to deal with, but my card gets me out of trouble every time; it’s such a relief to have it as a back up for emergencies. And as long as you keep up your regular payments, they’ll help me out if they can. I’m on benefits bit have still improved my credit rating by having the card, it’s a win win all the time. The interest is a little higher than some other cards, but I thinks that’s acceptable, as Vanquis are taking a risk giving me credit when I have no job/regular wage. Plus the other cards with lower interest rates would never approve a card for me. Reviewed on: 16th July 2025

Vanquis is very good , i can transfer the money and...

5
Vanquis is very good , i can transfer the money and add in apple pay . I can set direct debit with my own amount and date Reviewed on: 16th July 2025

To apply was straight forward and easy

5
To apply was straight forward and easy Reviewed on: 16th July 2025

I rate my experience with Vanquis as excellent.

5
I rate my experience with Vanquis as excellent. The application was simple, and the customer service team is always friendly and helpful. The app makes managing my account easy and stress-free. Vanquis has really helped me build my credit, and I’d happily recommend them. Reviewed on: 16th July 2025

Great card and service informs you of every transact...

5
Great card and service informs you of every transaction and when your payment is due i love my vanquis card its deffo my wee lifesaver Reviewed on: 16th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Vanquis Savings

    from Vanquis 5.00 from 3 reviews
    Vanquis
  • Loans

    from Vanquis 4.91 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.80 from 9 reviews
    Vanquis
    View all products