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Virgin Money: Essential Current Account reviews

2.93
Based on 139 reviews, last reviewed 26th Feb 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
37%
See only 4 star reviews
12%
See only 3 star reviews
6%
See only 2 star reviews
6%
See only 1 star reviews
39%

Latest highest rating:

5

Virgin Money - Great service I've had this account for years and have so far had no issues. The only reason I gave a 9 rather than a 10 is that this account does not have an app a... Read more Reviewed on: 26th February 2025
KJ's avatar
KJ

Latest lowest rating:

1

Completely useless, l have been on the phone for ove... Completely useless, l have been on the phone for over two hours no response Reviewed on: 4th June 2024
Gul's avatar
Gul

About this product

The Virgin Money Essential Current Account is no longer available to new customers.

Virgin Money reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Virgin Money Essential Current Account reviews (139)

Review of the Virgin Money, Essential Current Account:

Virgin Money - Great service

5
I've had this account for years and have so far had no issues. The only reason I gave a 9 rather than a 10 is that this account does not have an app available, but I get by using online banking on their website for what I need. Reviewed on: 26th February 2025

Useless app

3
Customer service is quite good and interest rates are quite high but the app is useless as there's no features at all except to make a transfer. Reviewed on: 19th March 2023

Good & Bad!

2
Great rates on their accounts and products but the functionality of both the App & Online Banking falls behind competitors sadly. One too many glitches and not as streamlined. Reviewed on: 18th March 2023

terrible

1
the poorest customer service i have ever experienced. Reviewed on: 16th March 2023

Simple but good

4
Pretty open and easy to sign up. Easy to use, easy to navigate within the app to find statements, etc. Reviewed on: 14th March 2023

EXCELLENT CUSTOMER SERVICE

5
Staff very knowledgeable. Great access to information Reviewed on: 11th March 2023

Great

5
The app is useful but it could be better its not as advanced as Barclay's when it comes to functions. Reviewed on: 10th March 2023

Unpleasant

2
I think virgin money treats customers who have to use their basic account badly both in branch and online Reviewed on: 10th March 2023

Virgin is the best

5
Excellent and prompt customer service Reviewed on: 10th March 2023

My first bank in the UK

5
This is the first and only bank for me when I came to the UK. I rented a room as a long-term tenant and the other banks said that was not an acceptable address proof, which is ridiculous. All I need was just putting some cash into a current account. Reviewed on: 10th March 2023

Virgin Money

4
Better interest rate on a current account Reviewed on: 10th March 2023

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