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Zopa: Cash ISA reviews

4.95
Based on 1,256 reviews, last reviewed 7th May 2025
182% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Great app simple to use! love having pots, great rat... Great app simple to use, love having pots, great rates of interest Reviewed on: 29th April 2025
Jennifer Berry 's avatar
Jennifer Berry

Latest lowest rating:

1

I have had my ISA closed by Zopa without my permissi... I have had my ISA closed by Zopa without my permission, and incorrect information offered by their advisors about securing my previous year ISA funds,... Read more Reviewed on: 7th May 2025
C W's avatar
C W

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1256)

Review of the Zopa, Cash ISA:

Excellent customer service.

5
Excellent customer service. Very accessible app. Good rate of interest on the cash ISA. Excellent communication from Zopa. Reviewed on: 17th April 2025

I have had my ISA closed by Zopa without my permissi...

1
I have had my ISA closed by Zopa without my permission, and incorrect information offered by their advisors about securing my previous year ISA funds, whilst a transfer of part of my ISA was taking place into another bank. The customer service is good and the team do try to assist, but I question whether they have the necessary knowledge and experience. The pots are confusing and the app freezes. Zopa have caused me a lot of stress and caused my losing out on half of last years ISA savings. Please do not open an ISA with them as transferring it could be a problem Reviewed on: 7th May 2025

Great app simple to use! love having pots, great rat...

5
Great app simple to use, love having pots, great rates of interest Reviewed on: 29th April 2025

Always prompt transfers.

5
Always prompt transfers. Never have to wait as almost always instant Reviewed on: 29th April 2025

Good savings rates and easy to manage account .

5
Management of the Cash Isa is straightforward and easy via the Zopa banking app. Competitive interest rates. Reviewed on: 28th April 2025

Really like app.

5
Really like app. It’s user friendly. I also like how easy it is to set up payments. Good interest rates as well. Excellent customer service. Overall a fantastic bank. Well done. What an achievement Reviewed on: 28th April 2025

Zopa rates

5
Easy to use products bailable online Reviewed on: 28th April 2025

Excellent.

5
Excellent. I like Zopa.. permit me to calm it the Zopa Experience Reviewed on: 28th April 2025

Overall experience is good.

4
Overall experience is good. Few things need to improve. Reviewed on: 28th April 2025

Easy to use App

5
Give good timely information (not over loaded). App easy to use Reviewed on: 28th April 2025

Easy to use.

5
Easy to use.app, well designed and use Reviewed on: 28th April 2025

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