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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.84 (1546 reviews)

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4.84

Based on 1,546 reviews, last reviewed 12th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1546)

Smart ISA

The interest rates are very competitive, the transaction process is very easy, secure and done using the intuitive app. Setting up the account is quick and simple with the ability to create additional accounts instantly from the app. I would highly recommend. Reviewed on: 17th January 2025

Banking app is very easy to use.

Banking app is very easy to use. Instance response to questions via chat on the app. Very easy to move money between diffetent banks via the ZOPA app by linking your accounts from different banks. Instant notification on how much allowance you have left to deposit your ISA account. Reviewed on: 17th January 2025

Simple app to use and decent interest rate but unabl...

Simple app to use and decent interest rate but unable to remove an old closed account from my linked accounts on the app Reviewed on: 17th January 2025

Easy to use

Just a good product & easy to use Reviewed on: 17th January 2025

Simple to use App

Simple to use App and reasonable savings rates. Reviewed on: 17th January 2025

Fantastic provider.

Fantastic provider. So easy to use and maintain. Love it Reviewed on: 17th January 2025

Easy to use app

Easy to use app and good interest on my savings. Reviewed on: 17th January 2025

Smart, efficient and secure way to save

Smart, efficient and secure way to save Reviewed on: 17th January 2025

I found the App easy to use & convenient.

I found the App easy to use & convenient. The initial interest rate was good, but could be better. Communication about deposit/withdrawal is very good. Reviewed on: 17th January 2025

App is easy to use and once account opened it is ver...

App is easy to use and once account opened it is very easy to monitor via the app. Reviewed on: 17th January 2025

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