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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1262 reviews)

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4.94

Based on 1,262 reviews, last reviewed 15th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1262)

Excellent interest rates.

Excellent interest rates. Very user friendly App Reviewed on: 15th February 2024

Zopa has offered great rates with a solid digital ex...

Zopa has offered great rates with a solid digital experienced wrapped in a Smart ISA. Overall a good offering that is easy to use and beats peers in the market. Reviewed on: 13th February 2024

A new addition to their range, and as fans would exp...

A new addition to their range, and as fans would expect, it's a winner. Good App for access and easy adds and withdrawals. Good rates and service. Reviewed on: 9th February 2024

Easy to invest, good value.

Easy to invest, good value. Like the variety of options within the isa Reviewed on: 2nd February 2024

Very user friendly app and easy to get customer supp...

Very user friendly app and easy to get customer support Reviewed on: 16th January 2024

Quick and easy setup - great rates - do not delay

Quick and easy setup - my money is earning great interest rates straight away. Its a shame the big banks are too lazy to help their existing customers which means the savy customers switch to the banks that do clearly care to offer great rates! Well done Zopa for leading the charge. Reviewed on: 14th January 2024

Easy to manage, very clear app.

Easy to manage, very clear app. Good range of products. Excellent customer service. Reviewed on: 14th January 2024

Easy to use app, very quick transfers with their sma...

Easy to use app, very quick transfers with their smart payment link to the apps for other accounts. At time of opening my account they had the best interest rate I could find for a cash ISA. Reviewed on: 14th January 2024

Great to use.

Great to use. The GUI is very clear. Reviewed on: 13th January 2024

Increase interest to get no1 spot

ISA 5.08% if interest was higher maybe higher review Reviewed on: 13th January 2024

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