Smart Money People Logo

Zopa: Cash ISA reviews

4.96
Based on 707 reviews, last reviewed 6th Mar 2025
46400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Zopa gives high value interest on cash isa's. Zopa gives high value interest on cash isa's. It was easy to set up an account which was in a user friendly manner using the Zopa app. I have found th... Read more Reviewed on: 6th March 2025
Frank W's avatar
Frank W

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024
Anonymous's avatar
Anonymous

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (707)

Review of the Zopa, Cash ISA:

Excellent customer service, brilliant website and app.

5
Excellent customer service, brilliant website and app. Reasonable charges. Reviewed on: 26th February 2025

Zopa - Great service and excellent communication.

5
I have had both a loan and an isa account with Zopa. Zopa are excellent at communicating. I know exactly what’s happening with the app. Zopa also offer great competitive deals both for savings and loans. Zopa also gives you lots of information about what best financial choices to make. Reviewed on: 28th February 2025

VeZopa worth a dabble

5
Very easy to set up online accounts, quick to move monies in/out and good rates if interest Reviewed on: 28th February 2025

Zopa Cash ISA works for me

5
Zopa App is fast and easy to use and to date I have had no problems using it. The interest rates have consistently remained competitive. I particularly like that the Instant Access Cash ISA is flexible so I can manage my tax free savings better without sacrificing my allowance when I make withdrawals. I also like how my bank account can be linked to my Zopa cash ISA so no risk of making errors with bank details when paying money in or taking it out. Overall first class account that works well for me. Reviewed on: 28th February 2025

Great interest and easy to enjoy.

5
Extremely easy to use and quick payment in and out of account. Best interests rate around and love that it’s paid monthly too and updates throughout the month. Fantastic company and I am considering moving more of my banking business to them. Reviewed on: 28th February 2025

Easy saver

5
Excellent service and good interest rates.easy to access at any time Reviewed on: 28th February 2025

Great app!

5
Great app! very informative and keeps savings on track Reviewed on: 28th February 2025

Very informative, easy to follow and setup.

5
Very informative, easy to follow and setup. Transferring money in and out of the savings accounts is so easy to follow. Plus the interest rates are very competitive. Reviewed on: 28th February 2025

Great platform

5
Loved using Zopa as easy to use and help function accessible - only switched because the interest rate dropped and I could earn more elsewhere Reviewed on: 28th February 2025

Great customer service and interest charge

5
Great customer service and interest charge Reviewed on: 28th February 2025

Zopa Cash ISA

5
It is very easy to open a Cash ISA account with Zopa. The interest rate is competitive. Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products