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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.96 (796 reviews)

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4.96

Based on 796 reviews, last reviewed 9th Apr 2025

55000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Fantastic Easy to set up and open accounts and the app is so simple to use it's great. Competitive savings rates and clear to see what's happening with your mon... Read more Reviewed on: 9th April 2025

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (796)

Review of the Zopa, Cash ISA:

ANSWERS to my questions

Easy to contact when you have queries and would go the extra mile to answer questions. The amount of service was phenomenal and I'm very satisfied with the way they protect my money. I hope they make more good products and their ISAs are flexible not like the other banks which is a deal breaker for me in case I need the money right away I can get it. Reviewed on: 17th March 2025

Zopa suits me

Highly competitive and easy to navigate with products to suit everyone Reviewed on: 7th April 2025

Easy online app.

Easy online app.ISA easy to open. Reviewed on: 7th April 2025

Good product, good return

Straightforward to open and good value, one of the best interest rates when I was looking and have kept me up to date since. Reviewed on: 7th April 2025

Good reliable online bank

I've been with Zopa for a few years now and as simple as it sounds I cant fault them Reviewed on: 7th April 2025

Great rates, easy to manage

Managing my Zopa accounts is as easy as it could possibly be. In addition to the ISA, I have a Regular Saver (7.5% AER) into which I can deposit up to £300/month and a current account paying 2%. Transferring money between them is very straightforward in the app and I’m just watching my savings grow. Thanks for a fantastic product! Reviewed on: 6th April 2025

Good rate I'm looking to invest again in 2025

Good rate I'm looking to invest again in 2025 Reviewed on: 6th April 2025

Easy to use, not needed customer service

Not had a reason to contact customer service, excellent and clear app, I can do what I want easily. Great savings rates and I’ve now opened a current account, again easy to open and manage. Would recommend Reviewed on: 6th April 2025

Which recommended Cash ISA acco...

Following research on Which consumer research platform, I opened a Cash ISA account and Zopa have delivered on their promises exceeded expectations. Keep up the great work. Reviewed on: 6th April 2025

I would recommend them

Have an Access ISA with you and am pleased with the result. Good interest rates and customer service. Reviewed on: 6th April 2025

Easy app to use and clear information.

Easy app to use and clear information. Competitive interest rate too. Reviewed on: 6th April 2025

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