Smart Money People Logo

Zopa: Cash ISA reviews

4.96
Based on 766 reviews, last reviewed 4th Apr 2025
52000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Good interest rates, easily navigated app. Good interest rates, easily navigated app. Excellent customer service. Reviewed on: 4th April 2025
Anne's avatar
Anne

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024
Anonymous's avatar
Anonymous

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (766)

Review of the Zopa, Cash ISA:

So easy and convenient to bank with Zopa.

5
So easy and convenient to bank with Zopa. Reviewed on: 31st March 2025

Easy to use app.

5
Great returns and an easy to use app. Feels like it’s much more than just a bank. Reviewed on: 3rd April 2025

Give it a try

5
Straight forward process when opening an ISA Reviewed on: 3rd April 2025

Had a loan over 5 years ago very good rates, also ha...

5
Had a loan over 5 years ago very good rates, also have an isa and current account good intrest paid. Reviewed on: 3rd April 2025

Easy and quick to use.

5
Easy and quick to use. Zopa is user friendly in every aspect, having separate pots makes it easy to keep track of one's finances. Reviewed on: 3rd April 2025

On-line.

5
On-line. Simple to use, Competitive Reviewed on: 3rd April 2025

Great product

5
Great product, kept fully informed about rates, changes, deposits and withdrawals, easy to view dashboard makes everything clear. Reviewed on: 3rd April 2025

Nice to be able to see the interest grow day by day...

5
Nice to be able to see the interest grow day by day , easy to use ,quick response for cash redraws Reviewed on: 3rd April 2025

Fantastic flexibility, good rates and excellent serv...

5
Fantastic flexibility, good rates and excellent service. Reviewed on: 3rd April 2025

Generally good

4
Very happy with the App, quick transfers and good rates. Not such a good experience if needing to contact them. Back and forth to understand if existing saver can transfer to fixed rate. Gave up in the end. That said. I dont think this is unusual with banks these days. Reviewed on: 3rd April 2025

Excellent products and easy to administer

5
Excellent products and easy to administer Reviewed on: 3rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products