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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.96 (738 reviews)

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4.96

Based on 738 reviews, last reviewed 31st Mar 2025

49300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Good offering and flexible service Good offering and flexible service Reviewed on: 31st March 2025

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (738)

Review of the Zopa, Cash ISA:

Easy to use.

Easy to use. Pots within an easy ISA is a great feature. Competitive interest rate. Feature rich, easy to use app. Reviewed on: 21st March 2025

Best of British

I was keen to use a British bank with a good reputation, interest rates were good and the app was simple to navigate. Reviewed on: 31st March 2025

Easy to use app, never had a problem with depositing...

Easy to use app, never had a problem with depositing or withdrawing. Good communication Reviewed on: 26th March 2025

The Best ISA

Since I have put my money in Cash ISA WITH ZOPA ITS BEEN GREAT Reviewed on: 18th March 2025

ANSWERS to my questions

Easy to contact when you have queries and would go the extra mile to answer questions. The amount of service was phenomenal and I'm very satisfied with the way they protect my money. I hope they make more good products and their ISAs are flexible not like the other banks which is a deal breaker for me in case I need the money right away I can get it. Reviewed on: 17th March 2025

Flexible Cash ISA - no frills but pays monthly accum...

Flexible Cash ISA - no frills but pays monthly accummulating. Easy On-line App. Reviewed on: 14th March 2025

Rates OK.

Simple use. Rates ok but coukd be better. Easy access to cash if required. Reviewed on: 13th March 2025

Great to use

Easy to use app with excellent products to choose from. Easy to apply & great products Reviewed on: 11th March 2025

Love the flexibility.

Very easy to open account and transfer existing ISA into new account. Love the fact it is flexible so can withdraw money if needed and as long as you pay it back in the same tax year it doesn’t effect your annual allowance. Reviewed on: 9th March 2025

My views on Zopa

So far so good, a positive good opportunity for banking, investment and growth. Reviewed on: 9th March 2025

Easy to use app.

Easy to use app. When I've contacted them for help, they've also responded fast and given simple answers to get me going again. Reviewed on: 9th March 2025

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