Write a review

Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.96 (804 reviews)

View other Zopa products

4.96

Based on 804 reviews, last reviewed 12th Apr 2025

55800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

I have cash ISAs with Zopa. I have cash ISAs with Zopa. Great rate and just introduced a bonus rate to give 5.1% Reviewed on: 12th April 2025

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024

Read all reviews See your review

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (804)

Review of the Zopa, Cash ISA:

So easy and convenient to bank with Zopa.

So easy and convenient to bank with Zopa. Reviewed on: 31st March 2025

Good product, good return

Straightforward to open and good value, one of the best interest rates when I was looking and have kept me up to date since. Reviewed on: 7th April 2025

Good reliable online bank

I've been with Zopa for a few years now and as simple as it sounds I cant fault them Reviewed on: 7th April 2025

Great rates, easy to manage

Managing my Zopa accounts is as easy as it could possibly be. In addition to the ISA, I have a Regular Saver (7.5% AER) into which I can deposit up to £300/month and a current account paying 2%. Transferring money between them is very straightforward in the app and I’m just watching my savings grow. Thanks for a fantastic product! Reviewed on: 6th April 2025

Good rate I'm looking to invest again in 2025

Good rate I'm looking to invest again in 2025 Reviewed on: 6th April 2025

Easy to use, not needed customer service

Not had a reason to contact customer service, excellent and clear app, I can do what I want easily. Great savings rates and I’ve now opened a current account, again easy to open and manage. Would recommend Reviewed on: 6th April 2025

Which recommended Cash ISA acco...

Following research on Which consumer research platform, I opened a Cash ISA account and Zopa have delivered on their promises exceeded expectations. Keep up the great work. Reviewed on: 6th April 2025

I would recommend them

Have an Access ISA with you and am pleased with the result. Good interest rates and customer service. Reviewed on: 6th April 2025

Easy app to use and clear information.

Easy app to use and clear information. Competitive interest rate too. Reviewed on: 6th April 2025

Zopa - 10/10

I have dealt with Zopa for many years and I cannot fault them in any way. Reviewed on: 5th April 2025

Easy to invest and manage investments

Easy to invest and manage investments Reviewed on: 5th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Help to Buy ISA
from Nationwide 4.75 from 29 reviews
Cash ISA
from Clydesdale Bank 4.67 from 3 reviews
Cash ISA
from NS&I 2.86 from 9 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub