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Zopa: Smart ISA reviews

Name: Smart ISA
Rating: 4.95 (495 reviews)

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4.95

Based on 495 reviews, last reviewed 25th Jan 2025

12850% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Easy to manage, fairly good rates. Easy to manage, fairly good rates. Reviewed on: 25th January 2025

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024

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About this product

The Smart ISA is a easy access & fixed term cash ISA account introduced in 2023 by Zopa Bank to help savers level-up their finances. It is a mobile only offering that could help 12 million Brits with an ISA account better save by making some £740 billion work harder.

If you have used this ISA, please leave a review to tell other customer's what you think.

Zopa Smart ISA reviews (495)

Review of the Zopa, Smart ISA:

Smart ISA is smart

The smart ISA is so easy to use and because I can put money in and take it out, I can get in the habit of saving directly into my ISA every month without having to worry about “what if I need that money next month” Reviewed on: 17th January 2025

Easy to manage, fairly good rates.

Easy to manage, fairly good rates. Reviewed on: 25th January 2025

Easy to Access and Work with Zopa

The app is intuitive and easy to use and pretty much meets all my needs. On the rare occasion that I have needed to contact customer services (and that has been very rare due to the quality of the on-line “offer”) the responses have been timely and my questions have been answered and matters have been resolved. Reviewed on: 24th January 2025

good app and isa saving rates

the app provided the ability to split my savings into pots so i could organise my savings. Transfers were easy. It felt very secure Reviewed on: 23rd January 2025

No nonsense savings

My experience with Zopa has always been positive and trouble free. Simple straightforward savings accounts are to be applauded, well done. Reviewed on: 23rd January 2025

Great interest rates, excellent systems make Zopa a...

Great interest rates, excellent systems make Zopa a first choice for savings Reviewed on: 23rd January 2025

Really easy to sign up and use.

Really easy to sign up and use. Way easier than my previous bank. Great interest rates. Reviewed on: 23rd January 2025

Zopa competitive and easy to use

The account was easy to open and as flexible ISA allows withdrawals and redeposits. Reviewed on: 22nd January 2025

Best savings product experience from start to finish.

Best savings product experience from start to finish. I actually opened two savings accounts at the same time - Zopa's smart ISA and a competitor's. The differences were unbelievable - zopa was quick, communicated clearly, easy to follow. I love the app, it's very clear and easy to use. The product is great, particularly the rate and flexibility. 10 stars, really impressed. Reviewed on: 22nd January 2025

Easy to open the account and good interest

It was easy to open my account and I get a good rate of interest - happy days! Reviewed on: 21st January 2025

Easy to manage with decent rates

Easy to manage with decent rates Reviewed on: 21st January 2025

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