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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.96 (750 reviews)

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4.96

Based on 750 reviews, last reviewed 3rd Apr 2025

50400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Nice to be able to see the interest grow day by day... Nice to be able to see the interest grow day by day , easy to use ,quick response for cash redraws Reviewed on: 3rd April 2025

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (750)

Review of the Zopa, Cash ISA:

Super fast transfers and so easy to use.

Super fast transfers and so easy to use. Rates are decent and the transferring between ISA and regular savings pots is intuitive and seamless. Reviewed on: 31st March 2025

Nice to be able to see the interest grow day by day...

Nice to be able to see the interest grow day by day , easy to use ,quick response for cash redraws Reviewed on: 3rd April 2025

Fantastic flexibility, good rates and excellent serv...

Fantastic flexibility, good rates and excellent service. Reviewed on: 3rd April 2025

Generally good

Very happy with the App, quick transfers and good rates. Not such a good experience if needing to contact them. Back and forth to understand if existing saver can transfer to fixed rate. Gave up in the end. That said. I dont think this is unusual with banks these days. Reviewed on: 3rd April 2025

Excellent products and easy to administer

Excellent products and easy to administer Reviewed on: 3rd April 2025

I opened account with Zopa just over a year ago and...

I opened account with Zopa just over a year ago and experience has been nothing but positive. Good and clear communication product does exactly what I expected. Reviewed on: 3rd April 2025

Been using zopa for many years and never had an issue.

Been using zopa for many years and never had an issue. Staff always friendly and helpful. Rates always competitive. Reviewed on: 3rd April 2025

Zopa holding its own

Great rates great app easy to use service from this challenger bank Reviewed on: 2nd April 2025

Packets of Magic

I don’t think I’ve had the need to use zopa’s cuatomwr feedback - everything is very intuitive. I especially like the Pockets concept - really really easy to see how your savings are progressing. Reviewed on: 2nd April 2025

Made setting up my ISA easy

Very easy to set up and administer. Great rate too. Reviewed on: 2nd April 2025

Getting a better return

Last year I was teaching for a better return on my cash ISa, looked at Money Saving Expert and compared the recommended products, Zopa was the best fit for me. Moving money in and out is easy and quick, happy to recommend Reviewed on: 2nd April 2025

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