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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.96 (809 reviews)

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4.96

Based on 809 reviews, last reviewed 15th Apr 2025

56300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Best interest rates Best interest rates and easy to access and withdraw money. Only improvement would be to have a different sort code and bank account number for each sa... Read more Reviewed on: 15th April 2025

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (809)

Review of the Zopa, Cash ISA:

Zopa is competitive and the app is easy to use.

Zopa is competitive and the app is easy to use. Reviewed on: 11th April 2025

Best interest rates

Best interest rates and easy to access and withdraw money. Only improvement would be to have a different sort code and bank account number for each savings pot so I could directly transfer into and out of it Reviewed on: 15th April 2025

Opening my new cash ISA was a breeze and a very easy...

Opening my new cash ISA was a breeze and a very easy banking site to use. Lovely to check my interest every month. Reviewed on: 14th April 2025

Having only just joined Zopa bank I am impressed wit...

Having only just joined Zopa bank I am impressed with their service and products. Great App and easy to use / navigate. Very good interest rates on offer, like the various savings pots, good idea, money is protected, very important to know, very pleased Reviewed on: 14th April 2025

Great service ,so easy to open accounts,made my budg...

Great service ,so easy to open accounts,made my budgeting so much easier Reviewed on: 12th April 2025

They have a competitive ISA rate with the option of...

They have a competitive ISA rate with the option of receiving monthly interest. The app is simple to use with lots of information. It's nice to get a notification when money has been paid into the account. Opening the account was very straightforward, no problems at all. Reviewed on: 12th April 2025

I have cash ISAs with Zopa.

I have cash ISAs with Zopa. Great rate and just introduced a bonus rate to give 5.1% Reviewed on: 12th April 2025

General Service

Rate change is done QuickTime when rate increases. No problem transferringin or out Reviewed on: 12th April 2025

What's Not To Like?

Easy to set up and use. Good interest rate. FSCS. Protection. What's not to like? Reviewed on: 11th April 2025

Useful app to manage cash Isa good rate for instead...

Useful app to manage cash Isa good rate for instead access and really quick to set up Reviewed on: 10th April 2025

Excellent app with easy access happy my money is now...

Excellent app with easy access happy my money is now making interest which I can see daily Reviewed on: 10th April 2025

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