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Zopa: Car Finance reviews

4.82
Based on 711 reviews, last reviewed 21st Jan 2025
900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
3 star
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very good customer service and much more. Very good customer service and much more. Reviewed on: 21st January 2025
Ian C's avatar
Ian C

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car Finance reviews (711)

Review of the Zopa, Car Finance:

A very friendly application process and payments.

5
I got the loan very fast and everything was done online. Reviewed on: 22nd February 2023

Stress free loans

5
I obtained a car loan 2 years ago which was stress free and has been ever since with no unexpected / hidden costs. Reviewed on: 5th April 2023

Great customer service quick and easy.

5
Outstanding customer service ,the processing take minutes. Reviewed on: 5th April 2023

Easiest loan application process I have experienced.

5
I have had two personal loans and one car loan from Zopa, and have been impressed with every aspect of the process, from application to early settlement. The website is informative and easy to use, and when I have needed to talk to customer service, I have been treated with courtesy. Reviewed on: 5th April 2023

Great experience

5
So quick and easy not only with a loan but how it gets paid of too Reviewed on: 5th April 2023

Quick and hassle free.

5
I bought my new car and also got a personal loan threw zopa. Easy simple. And very helpful when buying my new car . I got a fantastic Apr. And I would highly recommend for loans or car finance. U also get an app so uou can check your payments . Make added payments or even change the dates. I will use these agen for sure Reviewed on: 5th April 2023

Hassel free car loan

5
Zopa came up when I was looking on the internet to finance my recent car purchase. I had never had dealings with them before and it was a new name to me. Having read many positive reviews online I made an application for a loan. After several hours the funds were in my bank and I was able to proceed with the purchase of my new vehicle. Absolutely delighted with their service and happily would recommend to anyone looking for a loan. Reviewed on: 5th April 2023

Simply the best

5
Fast easy service with competitive rates. Easy application and quick service. I upgraded my car during the loan period and was offered the opportunity to include the loan balance with the new loan to retain one single payment. I will definitely use the company again for future projects. Reviewed on: 5th April 2023

Great service

4
Quickest service ever, got my money into account in minutes! Reviewed on: 5th April 2023

Great customer service

5
Great process with the loan approved within 15 minutes and papers received to sign for loan the day after. Money was in the bank the same working day. Great communication and service. Reviewed on: 5th April 2023

quick and easy

5
the application did not take too long and then the turnaround was rapid, the money was in my account within the hour. best interest rate around at the time as well. Reviewed on: 5th April 2023

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