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Zopa: Car finance reviews

Name: Car finance
Rating: 4.89 (790 reviews)

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4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (790)

Zopa car finance

First class car finance - fast and efficient- clear information Reviewed on: 9th January 2024

Application easy

Very easy to apply for and very good rate. Reviewed on: 9th January 2024

Very helpful when I needed a loan and no fuss when I...

Very helpful when I needed a loan and no fuss when I applied for it Reviewed on: 9th January 2024

I took out my finance on maternity leave and they gu...

I took out my finance on maternity leave and they guided me through the steps.i needed to confirm my income on my return and still made it.possible to buy the car I needed. Reviewed on: 9th January 2024

Easy to deal with and competitive.

Easy to deal with and competitive. Reviewed on: 9th January 2024

with zopa I full fill my new car dream

with zopa I full fill my new car dream Reviewed on: 9th January 2024

Great product and service.

Great product and service. Easy application and hassle free Reviewed on: 9th January 2024

human attitude to banking

Arrange finances quickly and supported me through the process and after and continue to do so Reviewed on: 9th January 2024

Easy to get car finance

Easy to sort out car finance very exsprenced personal staff Reviewed on: 9th January 2024

Good, fast lender.

Applied online and funds appeared in bank very quickly and with no complications. Reviewed on: 9th January 2024

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