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Zopa: Car finance reviews

Name: Car finance
Rating: 4.65 (792 reviews)

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4.65

Based on 792 reviews, last reviewed 25th Jun 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Zopa was the obvious pick for my Model 3 Already a Zopa customer across banking, credit card and a personal loan, it made sense to go back to them for the car finance too. I even sourced the ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Car finance reviews (792)

Car finance application

I made a car finance application with zopa...it took less than 24 hours to get approved. Excellent customer service Reviewed on: 9th January 2024

Superb service and super fast resolution to request...

Superb service and super fast resolution to request for car finance. Will highly recommend to anyone wanting car finance. Reviewed on: 9th January 2024

Zopa car finance

First class car finance - fast and efficient- clear information Reviewed on: 9th January 2024

Application easy

Very easy to apply for and very good rate. Reviewed on: 9th January 2024

Very helpful when I needed a loan and no fuss when I...

Very helpful when I needed a loan and no fuss when I applied for it Reviewed on: 9th January 2024

I took out my finance on maternity leave and they gu...

I took out my finance on maternity leave and they guided me through the steps.i needed to confirm my income on my return and still made it.possible to buy the car I needed. Reviewed on: 9th January 2024

Easy to deal with and competitive.

Easy to deal with and competitive. Reviewed on: 9th January 2024

with zopa I full fill my new car dream

with zopa I full fill my new car dream Reviewed on: 9th January 2024

Great product and service.

Great product and service. Easy application and hassle free Reviewed on: 9th January 2024

human attitude to banking

Arrange finances quickly and supported me through the process and after and continue to do so Reviewed on: 9th January 2024

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