Write a review

Go to business site

Zopa: Car finance reviews

Name: Car finance
Rating: 4.63 (791 reviews)

View other Zopa products

4.63

Based on 791 reviews, last reviewed 1st Jun 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

Read all reviews Write a review

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Car finance now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Car finance reviews (791)

Excellent for car finance.

Applied for car finance and had the decision within 30 mins, which was perfect as I had found a car. Reviewed on: 9th January 2024

I have been with Zopa for years and this is my secon...

I have been with Zopa for years and this is my second loan with them. I wouldn't consider anyone else Reviewed on: 9th January 2024

Simple process

Simple process. Stuff were not pushy. The loan was sorted in no time. Would highly recommend and use again. Reviewed on: 9th January 2024

It was very easy and customer service was great

It was very easy and customer service was great Reviewed on: 9th January 2024

I like it, this is good for me I am telling for ever...

I like it, this is good for me I am telling for everyone Reviewed on: 9th January 2024

Motorcycle loan

Got a loan for motorcycle, very easy company to deal with, one or two payments left , very satisfied, would definitely recommend. And would definitely take out another loan as and when life demands. Reviewed on: 9th January 2024

Fast, smooth, and competitive!

I was looking for a loan for a new motorcycle and found Zopa online. The interest rate was very competitive and I applied thinking it would take ages. It didn’t, it was instant. Surely it couldn’t be that simple? So I accepted the offer and within seconds the money was in my account!! It was fast, smooth and at a very competitive rate. Reviewed on: 9th January 2024

Zopa offered me a good rate and excellent custo...

Zopa offered me a good rate and have excellent customer service. They assisted me in ensuring I fully understood the terms and conditions and was able to meet the payments. They provided prompt payment to the car dealership. I find the app very easy to use and keep track of my payments Reviewed on: 9th January 2024

I have car finance credit card and a loan best rates...

I have car finance credit card and a loan best rates I could get from anyone and easy application Reviewed on: 9th January 2024

Car finance application

I made a car finance application with zopa...it took less than 24 hours to get approved. Excellent customer service Reviewed on: 9th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Car Finance
from Go Car Credit 4.19 from 5 reviews
Alphera Hire Purchase
from Alphera Financial Services 1.99 from 58 reviews
Car Finance
from V12 Vehicle Finance 3.67 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44345 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub