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Zopa: Car finance reviews

Name: Car finance
Rating: 4.63 (791 reviews)

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4.63

Based on 791 reviews, last reviewed 1st Jun 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (791)

Got car finance and the experience was very easy to...

Got car finance and the experience was very easy to understand and pretty much straight forward. Reviewed on: 10th January 2024

Went above and beyond no task was to small

Went above and beyond no task was to small Reviewed on: 10th January 2024

Excellent always available and so helpful

Excellent always available and so helpful Reviewed on: 10th January 2024

Very quick, professional clear and helpful.

Very quick, professional clear and helpful. Staff very kind and friendly Reviewed on: 10th January 2024

Good communication, easy to understand information

Good communication, easy to understand information Reviewed on: 10th January 2024

Instant decision on application.

Instant decision on application. Quick and efficient. No fuss and a very timely turnaround Reviewed on: 10th January 2024

Zopa were fantastic the process was so simple and th...

Zopa were fantastic the process was so simple and they sorted all arrangements with the car dealer Reviewed on: 10th January 2024

My car loan was easily applied for and processed ver...

My car loan was easily applied for and processed very quickly Reviewed on: 10th January 2024

Car Finance.

Very easy to apply on line, one phone call for some confirmation, and money received the next day. Excellent service. Reviewed on: 10th January 2024

Super excited

❤️❤️❤️ super super Reviewed on: 9th January 2024

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