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Zopa: Car finance reviews

Name: Car finance
Rating: 4.89 (790 reviews)

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4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (790)

Went above and beyond no task was to small

Went above and beyond no task was to small Reviewed on: 10th January 2024

Excellent always available and so helpful

Excellent always available and so helpful Reviewed on: 10th January 2024

Very quick, professional clear and helpful.

Very quick, professional clear and helpful. Staff very kind and friendly Reviewed on: 10th January 2024

Good communication, easy to understand information

Good communication, easy to understand information Reviewed on: 10th January 2024

Instant decision on application.

Instant decision on application. Quick and efficient. No fuss and a very timely turnaround Reviewed on: 10th January 2024

Zopa were fantastic the process was so simple and th...

Zopa were fantastic the process was so simple and they sorted all arrangements with the car dealer Reviewed on: 10th January 2024

My car loan was easily applied for and processed ver...

My car loan was easily applied for and processed very quickly Reviewed on: 10th January 2024

Car Finance.

Very easy to apply on line, one phone call for some confirmation, and money received the next day. Excellent service. Reviewed on: 10th January 2024

Super excited

❤️❤️❤️ super super Reviewed on: 9th January 2024

Excellent for car finance.

Applied for car finance and had the decision within 30 mins, which was perfect as I had found a car. Reviewed on: 9th January 2024

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