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Zopa: Car finance reviews

4.86
Based on 789 reviews, last reviewed 12th Jun 2025
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (789)

Pre approval for car finance, not the best credit hi...

5
Pre approval for car finance, not the best credit history but got approved all done online amazing Reviewed on: 22nd January 2024

good as gold

5
no issue straight forward and very helpful Reviewed on: 11th January 2024

Good csrd talk too and very understanding company.

5
Very easy to talk too and very understanding company. Reviewed on: 11th January 2024

Great customer services

5
Great race, excellent customer services and no hassle Reviewed on: 11th January 2024

Very good to get finance through these which it's ha...

5
Very good to get finance through these which it's hard for me Reviewed on: 10th January 2024

With not perfect credit rating this company managed...

5
With not perfect credit rating this company managed too sort me a deal many others couldn't Reviewed on: 10th January 2024

Hi everyone I needed any information very easy iam v...

5
Hi everyone I needed any information very easy iam very pleased thank you Reviewed on: 10th January 2024

They listen to you.

5
It makes a change to actually chat to a person about my finances. The hole process was quick to people that listen Reviewed on: 10th January 2024

Got car finance and the experience was very easy to...

4
Got car finance and the experience was very easy to understand and pretty much straight forward. Reviewed on: 10th January 2024

Went above and beyond no task was to small

5
Went above and beyond no task was to small Reviewed on: 10th January 2024

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