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Zopa: Car finance reviews

Name: Car finance
Rating: 4.65 (792 reviews)

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4.65

Based on 792 reviews, last reviewed 25th Jun 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Zopa was the obvious pick for my Model 3 Already a Zopa customer across banking, credit card and a personal loan, it made sense to go back to them for the car finance too. I even sourced the ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Car finance reviews (792)

Have no idea what they are doing

Hot told I'd been accepted chose the car I wanted . Got a call of the Dealership that he had been contacted and had sent over an invoice.To then get told I haven't got the car loan no explanation. Left hand has no idea what the Right hand is doing Reviewed on: 20th February 2024

Great and easy!

Really helpful staff whenever I have called! always polite and knowledgable. Good interest rate! Reviewed on: 19th February 2024

Excellent service

Did all the work for me and found the right car at the right price with no hassle and picked the car up 2 days later Reviewed on: 16th February 2024

Pre approval for car finance, not the best credit hi...

Pre approval for car finance, not the best credit history but got approved all done online amazing Reviewed on: 22nd January 2024

good as gold

no issue straight forward and very helpful Reviewed on: 11th January 2024

Good csrd talk too and very understanding company.

Very easy to talk too and very understanding company. Reviewed on: 11th January 2024

Great customer services

Great race, excellent customer services and no hassle Reviewed on: 11th January 2024

Very good to get finance through these which it's ha...

Very good to get finance through these which it's hard for me Reviewed on: 10th January 2024

With not perfect credit rating this company managed...

With not perfect credit rating this company managed too sort me a deal many others couldn't Reviewed on: 10th January 2024

Hi everyone I needed any information very easy iam v...

Hi everyone I needed any information very easy iam very pleased thank you Reviewed on: 10th January 2024

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