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Zopa: Car finance reviews

Name: Car finance
Rating: 4.9 (789 reviews)

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4.86

Based on 789 reviews, last reviewed 12th Jun 2025

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (789)

Quick and easy

Quick and easy to get car finance, and the team are very knowledgeable. Reviewed on: 29th February 2024

Car finance with Zopa , excellent communication grea...

Car finance with Zopa , excellent communication great customer service Reviewed on: 29th February 2024

After a phone call with Zopa car finance, They payed...

After a phone call with Zopa car finance, They payed the Dealership within 24 hours. It was very quick. Dealership actually commented on how quick it went through. Great interest rates and a friendly voice on phone. Would certainly recomend to family and friends. Reviewed on: 29th February 2024

Good strongly recommend to my friends and family

Good strongly recommend to my friends and family Reviewed on: 29th February 2024

Easy to use and app is easy to understand.

Easy to use and app is easy to understand. Reviewed on: 29th February 2024

Applied for and sorted out quick and efficiently.

Applied for and sorted out quick and efficiently.terms ageeed and money sent over almost instantly. Reviewed on: 29th February 2024

Fantastic Service

Fantastic Service, the guy who helped was so knowledgeable and so helpful, he actually made the whole process a pleasure. Reviewed on: 29th February 2024

Have no idea what they are doing

Hot told I'd been accepted chose the car I wanted . Got a call of the Dealership that he had been contacted and had sent over an invoice.To then get told I haven't got the car loan no explanation. Left hand has no idea what the Right hand is doing Reviewed on: 20th February 2024

Great and easy!

Really helpful staff whenever I have called! always polite and knowledgable. Good interest rate! Reviewed on: 19th February 2024

Excellent service

Did all the work for me and found the right car at the right price with no hassle and picked the car up 2 days later Reviewed on: 16th February 2024

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