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Zopa: Car finance reviews

Name: Car finance
Rating: 4.89 (790 reviews)

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4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (790)

Fantastic easy to use service.

Fantastic easy to use service. All important bits highly visible and easy to ammend such as dd dates. Easy to keep track and lovely visual representation of where up to. Reviewed on: 4th March 2024

Good communication, friendly, informative

Good communication, friendly, informative Reviewed on: 4th March 2024

Easy to use and helpful when needed

Easy to use and helpful when needed Reviewed on: 3rd March 2024

It was very easy for me and took no time at all didn...

It was very easy for me and took no time at all didn’t even talk to any one too Reviewed on: 3rd March 2024

Brilliant service i lovemy card would like to use mo...

Brilliant service i lovemy card would like to use move of there service Reviewed on: 3rd March 2024

Fair interest rates , lowest Apr I could find for ca...

Fair interest rates , lowest Apr I could find for car finance Reviewed on: 2nd March 2024

Great help and easy to apply.

Great help and easy to apply. Staff are great and very helpful all throughout the buying of the car talking to the car sale. Reviewed on: 2nd March 2024

All is explained I have no complaints whatsoever , a...

All is explained I have no complaints whatsoever , all I can say is keep up the excellent work Reviewed on: 2nd March 2024

Using the Zopa card and app is so easy to use and ke...

Using the Zopa card and app is so easy to use and keep a track on what your spending Reviewed on: 1st March 2024

Handled everything with no complications

Handled everything with no complications Reviewed on: 29th February 2024

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