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Zopa: Car finance reviews

Name: Car finance
Rating: 4.9 (789 reviews)

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4.86

Based on 789 reviews, last reviewed 12th Jun 2025

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (789)

Zopa cares

Being in my seventies finance is often difficult to be accepted Zopa were great. It means I can still enjoy my independence, Thank you World Class Reviewed on: 4th March 2024

Finance made simple

Simple to follow, speaking to real people. Always there to help Reviewed on: 4th March 2024

It was a quick process when applying for a car loan...

It was a quick process when applying for a car loan and it was all done and finalised and funds received within a couple of hours. Absolutely brilliant. Reviewed on: 4th March 2024

Kind friendly reps who was very consistent in relati...

Kind friendly reps who was very consistent in relating and responding to my questions Reviewed on: 4th March 2024

A quick and easy process from applying to getting th...

A quick and easy process from applying to getting the money into my bank account. I’ve been informed every step of the way! Reviewed on: 4th March 2024

It’s friendly customer service and there if I have a...

It’s friendly customer service and there if I have any questions to help me out, was easy to take the loan out for my car Reviewed on: 4th March 2024

BORROWED MONEY FOR SECOND HAND CAR FROM DEALERSHIP.

BORROWED MONEY FOR SECOND HAND CAR FROM DEALERSHIP. EASY PROCESS FROM START TO FINISH. BORROWED OVER A THREE YEAR PERIOD AND NOW ONLY 6 MONTHS TO GO. EASILY CHECKED ON WEBSITE HOW MUCH IS PAID OFF AND HOW MANY PAYMENTS TO GO BEFORE FINISH. EXCELLENT FIRM. Reviewed on: 4th March 2024

I've never had any trouble getting a loan from zopa.

I've never had any trouble getting a loan from zopa. Excellent service. Reviewed on: 4th March 2024

Easy to set up

Easy to set up. No issues down the line. Simple. Reviewed on: 4th March 2024

Fantastic easy to use service.

Fantastic easy to use service. All important bits highly visible and easy to ammend such as dd dates. Easy to keep track and lovely visual representation of where up to. Reviewed on: 4th March 2024

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