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Zopa: Car finance reviews

Name: Car finance
Rating: 4.9 (789 reviews)

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4.86

Based on 789 reviews, last reviewed 12th Jun 2025

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (789)

Simple Application and very eassy company to deal wi...

Simple Application and very eassy company to deal wioth. very fast processing of application. Reviewed on: 5th March 2024

Zopa Always There...

whenever needed Zopa is always there with the best possible rates Reviewed on: 5th March 2024

would definitely recommend Zopa

Absolutely fab, would definitely recommend Zopa Reviewed on: 5th March 2024

10/10! Would recommend

Excellent rates. Easy and convenient to use and user friendly website and app Reviewed on: 5th March 2024

Excellent, received my loan within 48 hours.

Excellent, received my loan within 48 hours. Very happy. Reviewed on: 4th March 2024

I’m happy with zopa and to more experience

I’m happy with zopa and to more experience Reviewed on: 4th March 2024

My experience was very good they were so helpful

My experience was very good they were so helpful and made me feel so at ease Reviewed on: 4th March 2024

Fast, friendly and helpful service

Fast, friendly and helpful service Reviewed on: 4th March 2024

Fast delivery

Urgent loan quick delivery and quick step by step Reviewed on: 4th March 2024

Returning customer

Having already been a credit card and personal loan customer the time came to replace my badly broken car so naturally I applied with Zopa the whole process from start to finish was fast and easy the customer service was excellent friendly, professional and helpful all at an interest rate I simply couldn’t get anywhere else due to my less than perfect credit score. I wouldn’t hesitate to recommend Zopa to my friends and family. Reviewed on: 4th March 2024

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