Write a review

Go to business site

Zopa: Car finance reviews

Name: Car finance
Rating: 4.63 (791 reviews)

View other Zopa products

4.63

Based on 791 reviews, last reviewed 1st Jun 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

Read all reviews Write a review

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Car finance now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Car finance reviews (791)

Very professional, very easy to borrow money and ver...

Very professional, very easy to borrow money and very fast Reviewed on: 5th March 2024

Used Zopa several times and found them a very good c...

Used Zopa several times and found them a very good company Reviewed on: 5th March 2024

Simple Application and very eassy company to deal wi...

Simple Application and very eassy company to deal wioth. very fast processing of application. Reviewed on: 5th March 2024

Zopa Always There...

whenever needed Zopa is always there with the best possible rates Reviewed on: 5th March 2024

would definitely recommend Zopa

Absolutely fab, would definitely recommend Zopa Reviewed on: 5th March 2024

10/10! Would recommend

Excellent rates. Easy and convenient to use and user friendly website and app Reviewed on: 5th March 2024

Excellent, received my loan within 48 hours.

Excellent, received my loan within 48 hours. Very happy. Reviewed on: 4th March 2024

I’m happy with zopa and to more experience

I’m happy with zopa and to more experience Reviewed on: 4th March 2024

My experience was very good they were so helpful

My experience was very good they were so helpful and made me feel so at ease Reviewed on: 4th March 2024

Fast, friendly and helpful service

Fast, friendly and helpful service Reviewed on: 4th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Car Finance
from Black Horse 2.48 from 33 reviews
Car Finance
from Amigo Loans 4.70 from 93 reviews
Car finance
from Car Finance 247 3.22 from 17 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44345 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub