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Zopa: Car finance reviews

Name: Car finance
Rating: 4.9 (789 reviews)

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4.85

Based on 789 reviews, last reviewed 12th Jun 2025

154% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (789)

Most competitive

When searching extensively for a deal Zopa appears to be the most competitive Reviewed on: 5th March 2024

Car finance

Really good company excellent to deal with made the whole experience of applying for finance so simple Reviewed on: 5th March 2024

Zopa helped me when nobody else would, superb service

Zopa helped me when nobody else would, superb service Reviewed on: 5th March 2024

I love your service easy and perfect

I love your service it’s good and perfect Reviewed on: 5th March 2024

Quick and hassle free

Quick and easy to deal with, hassle free Reviewed on: 5th March 2024

Very easy to apply and understand thi gs

Very easy to apply and understand thi gs Reviewed on: 5th March 2024

Easy from start to finish fast payment and they do a...

Easy from start to finish fast payment and they do all the hard work Reviewed on: 5th March 2024

Carer on call 24/7

A fair and stable assessment of my ability to repay the finance and move forward with our legal obligations. Thank you. Reviewed on: 5th March 2024

Very professional, very easy to borrow money and ver...

Very professional, very easy to borrow money and very fast Reviewed on: 5th March 2024

Used Zopa several times and found them a very good c...

Used Zopa several times and found them a very good company Reviewed on: 5th March 2024

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