Write a review

Newsletter

Go to business site

Zopa: Car finance reviews

Name: Car finance
Rating: 4.65 (792 reviews)

View other Zopa products

4.65

Based on 792 reviews, last reviewed 25th Jun 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Zopa was the obvious pick for my Model 3 Already a Zopa customer across banking, credit card and a personal loan, it made sense to go back to them for the car finance too. I even sourced the ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

Read all reviews Write a review

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Car finance now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Car finance reviews (792)

Much better than other credit cards.

Much better than other credit cards. Any transaction you do with your card is sent to you online so you know where I have used the card. Many more Reviewed on: 5th March 2024

They were very easy to deal with and dealt with ever...

They were very easy to deal with and dealt with everything Reviewed on: 5th March 2024

Everything was very quick and the customer experienc...

Everything was very quick and the customer experience is excellent. Reviewed on: 5th March 2024

Most competitive

When searching extensively for a deal Zopa appears to be the most competitive Reviewed on: 5th March 2024

Car finance

Really good company excellent to deal with made the whole experience of applying for finance so simple Reviewed on: 5th March 2024

Zopa helped me when nobody else would, superb service

Zopa helped me when nobody else would, superb service Reviewed on: 5th March 2024

I love your service easy and perfect

I love your service it’s good and perfect Reviewed on: 5th March 2024

Quick and hassle free

Quick and easy to deal with, hassle free Reviewed on: 5th March 2024

Very easy to apply and understand thi gs

Very easy to apply and understand thi gs Reviewed on: 5th March 2024

Easy from start to finish fast payment and they do a...

Easy from start to finish fast payment and they do all the hard work Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Car finance
from Carmoola 4.86 from 1101 reviews
Motor finance
from Tandem 4.22 from 6 reviews
Car Finance
from Black Horse 2.46 from 33 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub