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Zopa: Car finance reviews

Name: Car finance
Rating: 4.63 (791 reviews)

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4.63

Based on 791 reviews, last reviewed 1st Jun 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (791)

Good, fast lender.

Applied online and funds appeared in bank very quickly and with no complications. Reviewed on: 9th January 2024

Zopa had the best loan rates that I needed at the time.

Zopa had the best loan rates that I needed at the time. I hope to get a great deal if I use Zopa again. Reviewed on: 9th January 2024

Zopa are extremely easy to deal with, excellent on c...

Zopa are extremely easy to deal with, excellent on clarity of products and a responsible lender. Reviewed on: 9th January 2024

Used Zopa a few times.

Used Zopa a few times. No hassle, quick and efficient Reviewed on: 9th January 2024

10/10 service

Very quick and clear process from start to finish. App is very well laid out and easy to navigate when checking current status of loan/finance. Reviewed on: 9th January 2024

The easiest and most trustworthy credit company/bank...

The easiest and most trustworthy credit company/bank I’ve used to date. I have 4 products with zopa and wouldn’t go anywhere else Reviewed on: 8th January 2024

Car finsnce Mercedes

Good customer service and helpful staff Reviewed on: 8th January 2024

I'm so pleased I discovered Zopa.

Zopa agreed to lend me the money to buy my dream car. I can't thank them enough! They are an honest, transparent business, and I'm really pleased I found them. Reviewed on: 8th January 2024

Thank you very much is easy to do using the card.

Thank you very much is easy to do using the card. Thank you for credit card Reviewed on: 8th January 2024

Finance Review

Everything worked well and I have confidence in the Zopa name Reviewed on: 8th January 2024

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