Smart Money People Logo

Zopa: Car Finance reviews

4.83
Based on 711 reviews, last reviewed 21st Jan 2025
900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
3 star
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very good customer service and much more. Very good customer service and much more. Reviewed on: 21st January 2025
Ian C's avatar
Ian C

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car Finance reviews (711)

Review of the Zopa, Car Finance:

A very friendly application process and payments.

5
I got the loan very fast and everything was done online. Reviewed on: 22nd February 2023

Smooth Movement

5
Efficient and explicit with everything. Clear as day and what a smooth service. Really good customer service and I’ve had to contact them on several occasions so it’s not a one off good adviser. The zopa way is the best way thanks Zopa Reviewed on: 5th April 2023

Fantastic!!!!

5
Great company to deal with so easy and money was there to use in minutes. Fantastic Reviewed on: 5th April 2023

Great company

5
So easy to apply for finance with no hassle and very quick decsion made, would highly recommend. Reviewed on: 5th April 2023

Straightforward. No hassle. Simple app.

5
A really straightforward application process with pre-approval. Market leading APR. Easy management through the app and linked in with the robust name associated with John Lewis. Reviewed on: 5th April 2023

Easy company to work with quick dissections

5
Had no issues applying for finance very simple and efficient Reviewed on: 5th April 2023

Brilliant!

5
So quick, so easy, so helpful. What's not to love? Reviewed on: 5th April 2023

Excellent customer service and quick turn payout

5
I had an excellent experience applying for car financing with Zopa incredibly helpful from start to finish Reviewed on: 5th April 2023

Amazing Company

5
I finance my car through Zopa and i couldn't be happier with the service i have received thank you so much ! Reviewed on: 5th April 2023

Very good service.

4
The experience I had from the get go was easy and the service was excellent I would recommend this company to anyone. Reviewed on: 5th April 2023

Top deal

5
Top deal with great interest rate. Easy. Application fast Decision. Reviewed on: 5th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products