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Zopa: Car finance reviews

View other Zopa products
4.85
Based on 790 reviews, last reviewed 12th Sep 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025
J Ram's avatar
J Ram
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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (790)

Top customer service

5
Hi guys, I'm impressed with your enthusiastic response and support to get me a new wheels on the road. Did a test drive on Friday and amazingly on Saturday I received a phone call to pick up my new car Reviewed on: 11th April 2023
Rick Vina's avatar
Rick Vina

Excellent help

5
Very happy with everything zopa did for me would recommend them to anyone Reviewed on: 11th April 2023
Mandy Bromage's avatar
Mandy Bromage

Perfect

5
Very friendly, good credit offers Reviewed on: 11th April 2023
Gita's avatar
Gita

Fantastic

5
Good interests and customer service was fantastic! We're driving a new car now and are super happy Reviewed on: 11th April 2023
Anna Dela's avatar
Anna Dela

Yes,

5
Zopa chooses its customers with ease and accuracy and considers accuracy and speed in their work. Reviewed on: 11th April 2023
Reza's avatar
Reza

Fabulous communication and easy application

5
Thanks to Zopa for being a very customer Orientated company, you get to speak to real people not computers and they will always be at the end of the phone and simple reminders and advice. So much so I chose to get a credit card with them too Reviewed on: 11th April 2023
Dani Burgess's avatar
Dani Burgess

The best service and APR on the Market!

5
Great customer service, Fast and Efficient. Best APR far cheaper than other lenders. Definitely would recommend to everyone! Reviewed on: 11th April 2023
KARol MArgiel's avatar
KARol MArgiel

Just amazing

5
Really really helpful, I made my car choice and zopa came back with a great deal for me and everything was completed ahead of timings that were initially set. The use of the app is really great to see where I am currently at and customer service support is second to none would 100% recommend zopa to anyone regarding any financial needs, thank you I really do appreciate it Reviewed on: 11th April 2023
Rachel 's avatar
Rachel

Everything excellent

5
Was so easy with paper work and appointment to pick up my new car. Fast and professional Reviewed on: 11th April 2023
Tomas Vazgys's avatar
Tomas Vazgys

Reliable card

5
Zopa are very reliable and good card to have. Thank-you Reviewed on: 11th April 2023
Mark Smith 's avatar
Mark Smith

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