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Zopa: Car finance reviews

Name: Car finance
Rating: 4.63 (791 reviews)

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4.63

Based on 791 reviews, last reviewed 1st Jun 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (791)

Very friendly and helpful staff

They give their best to find the perfect solution for you and to get the best car . Highly recommend Reviewed on: 11th April 2023

Top customer service

Hi guys, I'm impressed with your enthusiastic response and support to get me a new wheels on the road. Did a test drive on Friday and amazingly on Saturday I received a phone call to pick up my new car Reviewed on: 11th April 2023

Excellent help

Very happy with everything zopa did for me would recommend them to anyone Reviewed on: 11th April 2023

Perfect

Very friendly, good credit offers Reviewed on: 11th April 2023

Fantastic

Good interests and customer service was fantastic! We're driving a new car now and are super happy Reviewed on: 11th April 2023

Yes,

Zopa chooses its customers with ease and accuracy and considers accuracy and speed in their work. Reviewed on: 11th April 2023

Fabulous communication and easy application

Thanks to Zopa for being a very customer Orientated company, you get to speak to real people not computers and they will always be at the end of the phone and simple reminders and advice. So much so I chose to get a credit card with them too Reviewed on: 11th April 2023

The best service and APR on the Market!

Great customer service, Fast and Efficient. Best APR far cheaper than other lenders. Definitely would recommend to everyone! Reviewed on: 11th April 2023

Just amazing

Really really helpful, I made my car choice and zopa came back with a great deal for me and everything was completed ahead of timings that were initially set. The use of the app is really great to see where I am currently at and customer service support is second to none would 100% recommend zopa to anyone regarding any financial needs, thank you I really do appreciate it Reviewed on: 11th April 2023

Everything excellent

Was so easy with paper work and appointment to pick up my new car. Fast and professional Reviewed on: 11th April 2023

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