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Zopa: Car finance reviews

Name: Car finance
Rating: 4.63 (791 reviews)

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4.63

Based on 791 reviews, last reviewed 1st Jun 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (791)

Reliable card

Zopa are very reliable and good card to have. Thank-you Reviewed on: 11th April 2023

So gud

Thanks so God and help full Sopo credit card Reviewed on: 11th April 2023

The Best by far

Zopa is best CC you can get. No fuss or hassle Nd smooth Customser service Reviewed on: 11th April 2023

Easy to apply

It’s very straightforward and it’s just great Reviewed on: 11th April 2023

Car loan quick and easy

Great service, everything explained and completed quickly. The app is also very handy and easy to use to keep up to date with your loan, personal details and see statements. Reviewed on: 11th April 2023

Excellent service

I am using the Zopa credit card, it’s amazing and I would recommend everyone to use this. Reviewed on: 11th April 2023

Many thanks

Thank you Zopa for finance my new car. It was a great choice! Reviewed on: 11th April 2023

Excellent

Best experience using Zopa car finance, excellent service, paid both finance loans off 4 years early, Reviewed on: 11th April 2023

New car

Zopa were very helpful when my car suddenly gave up and needed replacing, quickly a new loan was created, with good interest rate and manageable payments. Reviewed on: 11th April 2023

Quick easy

Quick easy hassle free and a better rate than previously offered by others Reviewed on: 11th April 2023

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