Write a review

Newsletter

Go to business site

Zopa: Car finance reviews

Name: Car finance
Rating: 4.65 (792 reviews)

View other Zopa products

4.65

Based on 792 reviews, last reviewed 25th Jun 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Zopa was the obvious pick for my Model 3 Already a Zopa customer across banking, credit card and a personal loan, it made sense to go back to them for the car finance too. I even sourced the ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

Read all reviews Write a review

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Car finance now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Car finance reviews (792)

Quick easy

Quick easy hassle free and a better rate than previously offered by others Reviewed on: 11th April 2023

The best

Excelente the best credit card Reviewed on: 11th April 2023

Fantastic company!!

Zopa got me the finance package for my new car, easy application and fast cash transaction, couldn't be more happy, keep up the good work zopa!! Reviewed on: 11th April 2023

Best car finance in the market

I would recommend Zopa car finance to anyone who is looking for a hassle/stress free experience. The staffs at Zopa are professional, helpful and friendly. Zopa's APR is one of the best in the market and you are more likely to be accepted. So go on and give it a go, you could be driving away in your new car sooner than you think. Reviewed on: 11th April 2023

Superb service

From start to completion excellent service with excellent communication and finally excellent staff. Thank you Reviewed on: 11th April 2023

For understanding

Excellent service, for taking the time to understand clients needs, and giving clients a chance to get on the credit building ladder, thank you Reviewed on: 11th April 2023

Very happy with service

Excellent service..low interest rate easy to use app Reviewed on: 11th April 2023

Great friendly service

Really great service from Zopa from start to finish. They just get on with it in a professional friendly way. Thanks Reviewed on: 11th April 2023

Brilliant service

I was helped from the beginning to the end of my journey to find the right car at the right price I could afford. Reviewed on: 11th April 2023

No hassle

Zopa is the best credit card I've ever had. If you need any help or assistance they are there for you no passing from pillar to post. They instantly send you receipts for payments. I have had no hassle with any service they provide. Well done Zopa. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Car finance
from Moneybarn 4.75 from 4080 reviews
Finance
from Barclays Partner Finance 3.44 from 33 reviews
Car finance
from Car Finance 247 3.25 from 17 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub