Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Car finance reviews

View other Zopa products
4.84
Based on 790 reviews, last reviewed 12th Sep 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025
J Ram's avatar
J Ram
Read all reviews Write a review

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Car finance reviews (790)

Excellent service

5
Applied on line, application was simple and straight forward. Would recommend to others Reviewed on: 11th April 2023
Philip Walsh's avatar
Philip Walsh

I like Zopa

5
I'm happy with Zopa thank you very much Reviewed on: 11th April 2023
Volodymyr Dudaruk's avatar
Volodymyr Dudaruk

Simply the best

5
Great Apr overall brilliant very user friendly and excellent customer service Reviewed on: 11th April 2023
Andy May's avatar
Andy May

Fast friendly

5
Helped me get finance at a lower rate than the car dealer ship thank you so much! Reviewed on: 11th April 2023
Costas Jordanou's avatar
Costas Jordanou

Quick and easy

5
They made everything quick and easy at a time I desperately needed a new car Reviewed on: 11th April 2023
Shirley Moyes's avatar
Shirley Moyes

Efficient

5
efficient transparent service. Communication was fluid and not time consuming at all Reviewed on: 11th April 2023
Diego's avatar
Diego

User friendly

5
Impressed in how easy it is to navigate on the website. Any issues have been resolved quickly efficiently so more than happy with service. Reviewed on: 11th April 2023
Zahir 's avatar
Zahir

Amazing company

5
Excellent service and great products Reviewed on: 11th April 2023
Scott McLoughlin 's avatar
Scott McLoughlin

Car finance

5
Easy to apply. Clear details about repayments. Reviewed on: 10th April 2023
Jacintha Ursula's avatar
Jacintha Ursula

Quick and easy

5
No complaints whatsoever. Quick and easy to deal with, website easy to use. Would definitely recommend and use again myself. Reviewed on: 10th April 2023
Laura b 's avatar
Laura b

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5778 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 7494 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill