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Zopa: Car finance reviews

Name: Car finance
Rating: 4.65 (792 reviews)

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4.65

Based on 792 reviews, last reviewed 25th Jun 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Zopa was the obvious pick for my Model 3 Already a Zopa customer across banking, credit card and a personal loan, it made sense to go back to them for the car finance too. I even sourced the ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Car finance reviews (792)

Car finance

Easy to apply. Clear details about repayments. Reviewed on: 10th April 2023

Quick and easy

No complaints whatsoever. Quick and easy to deal with, website easy to use. Would definitely recommend and use again myself. Reviewed on: 10th April 2023

Highly recommend

Really easy application, money available really quickly and constantly keep in touch to make sure you know when your DD will be coming out and how much for. I will definitely be using them again. Reviewed on: 9th April 2023

Fanstastic

Zopa very accomodate and helpful Reviewed on: 8th April 2023

Positive feedback

Excellent service with regular updates with the easy to use app. Reviewed on: 7th April 2023

Thank you zopa

We have used zopa for a couple of things a new kitchen and a car, we wouldn't have been able to get these things without the help of zopa and we pay them back every month super helpful and very happy Reviewed on: 7th April 2023

Ford Cmax

Excellent company to do business with simple easy way to finance your next xar perfect thanks. Reviewed on: 7th April 2023

Zopa came through

They accepted my car finance instantly and top I needed a loan they gave me a loan too a little bit on the high interest but they always come through for me zopa is a top company for sure Reviewed on: 6th April 2023

Easy

always simple and helpful, quick replies. Never any problems. Reviewed on: 6th April 2023

Zopa excellence

Easy to apply and so fast in banking the requested funds. Reviewed on: 6th April 2023

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