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Zopa: Car finance reviews

Name: Car finance
Rating: 4.65 (792 reviews)

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4.65

Based on 792 reviews, last reviewed 25th Jun 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Zopa was the obvious pick for my Model 3 Already a Zopa customer across banking, credit card and a personal loan, it made sense to go back to them for the car finance too. I even sourced the ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Car finance reviews (792)

Personal and professional approach

Really helpful, professional and personal approch. Everything was explained fully in a friendly, timely and informative way. Great service. Reviewed on: 6th April 2023

Simplicity

This company is so easy to deal and made the whole process simple from start to finish Reviewed on: 6th April 2023

Abousloutely great very fast and effective and was the cheapest around for me

Very fast and effective with the cheapest on the market Reviewed on: 6th April 2023

Excellent service

I found these on money supermarket applied through them, was accepted, and had the money in my account within 30 minutes. It was a very easy and self explanatory process. Would definitely recommend to anyone looking for a product. Reviewed on: 6th April 2023

Good value

No hesitate to ask quick decision Reviewed on: 6th April 2023

Very Fast

Need a new car and Zopq helped me, extremely fast and effectively. Money was in the bank in a matter of minutes. Reviewed on: 6th April 2023

car finance

amazing service 100% recommend checked out dealer i was buying car from and found an issue that was dealt with, without zopa i could of been in a lot of trouble AMAZING Reviewed on: 5th April 2023

Car loan

Process from start to finish was quick, easy to follow and finished with an acceptance. Would not hesitate to recommend Zopa to family and friends. Reviewed on: 5th April 2023

Easy and low cost

Easy to apply and purchase vehicle within a few day. Lower rates than any vehicle finance offered by dealers. Reviewed on: 5th April 2023

Quick and very low rates

Great service,low rates of intrest and the money was in my account very promptly.. Reviewed on: 5th April 2023

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