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Zopa: Car Finance reviews

4.85
Based on 782 reviews, last reviewed 26th Apr 2025
667% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Car Loan As someone with poor credit history they were able to help me buy a car by thoroughly checking my income outgoings and recent payments history both wi... Read more Reviewed on: 26th April 2025
Maria C's avatar
Maria C

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car Finance reviews (782)

Review of the Zopa, Car Finance:

all perfect

5
the best firm on the intrenet thankyou Reviewed on: 4th April 2023

Very helpful in my process with car finance also my...

5
Very helpful in my process with car finance also my credit card Reviewed on: 23rd April 2025

Best company I’ve ever been with you pay money in it...

5
Best company I’ve ever been with you pay money in it’s done within hours got a loan money in within hours absolutely best company by far and really had not heard about them but would highly recommend them thanks Zopa Reviewed on: 22nd April 2025

When I had my poor credit history history, Zopa was...

5
When I had my poor credit history history, Zopa was the first bank offered me the car finance Reviewed on: 22nd April 2025

Great app, easy to understand and follow great to ha...

5
Great app, easy to understand and follow great to have all my zopa accounts 1 app Reviewed on: 22nd April 2025

Great rates, Friendly and competent staff

5
Great rates, Friendly and competent staff Reviewed on: 22nd April 2025

Very good and very clear from start to finish

5
Very good and very clear from start to finish Reviewed on: 22nd April 2025

Excellent service that’s it in a nutshell.

5
Excellent service that’s it in a nutshell. Reviewed on: 22nd April 2025

Zopa has the best products and services.

5
Zopa has the best products and services. Zopa provides great suppor for customers. Reviewed on: 22nd April 2025

Very fast and reliable payout for my car finance.

5
Very fast and reliable payout for my car finance. Few bottlenecks and a very good customer service as well. Reviewed on: 22nd April 2025

Hi i have Good experiene with zopa.

3
Hi i have Good experiene with zopa. There is on issue that is almost one year i have zooa but still my credite £250. Reviewed on: 22nd April 2025