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Zopa: Car Finance reviews

4.83
Based on 726 reviews, last reviewed 28th Feb 2025
2400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
3 star
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Every time I've had to ring for advice. Every time I've had to ring for advice. I've got through to an experience customer advisor. Always my question/ query about payments have always been ... Read more Reviewed on: 28th February 2025
david F's avatar
david F

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car Finance reviews (726)

Review of the Zopa, Car Finance:

A very friendly application process and payments.

5
I got the loan very fast and everything was done online. Reviewed on: 22nd February 2023

Very quick decision and transfer of funds

5
Needed a short term loan for a big one off payment apples to zoos was a very quick and efficient decision to lend to me. funds transferred immediately solving my problem. Job done would recommend. Reviewed on: 22nd February 2023

Top company

5
Reliable company!! Easy to use no hassle app and money management Reviewed on: 22nd February 2023

Easy

4
Easy process and good rates and app Reviewed on: 22nd February 2023

Easy peasy

5
Couldn’t have been simpler, all online, quick replies and the app is useful too! Reviewed on: 22nd February 2023

Great service and very easy

5
From start to the money going into my account was less than 40 minutes. So simple and easy. Reviewed on: 22nd February 2023

Quick, Efficient with good interest rates

5
The interest rate was better than with Car linked HP. I wanted to buy my car outright, not via PCP or HP linked to the car, giving me the option to resell and change car mid term. Zopa ticked all the boxes and was quick, efficient to set up. Reviewed on: 22nd February 2023

Quick and easy, No nonsense App is useful

5
Quick and easy, No nonsense App is useful Reviewed on: 22nd February 2023

Good company to get help from

5
No hassle got approved quickly. Very happy overall Reviewed on: 22nd February 2023

Top class digital lender

5
I have thoroughly been amazed with the top class digital lending journey Reviewed on: 22nd February 2023

simple

5
i loaned money for a car and use the APP i can save money, pay extra off, the app is so good it makes life easy. Reviewed on: 22nd February 2023

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